/* ============================================================
   TIMECARE INSURANCE PARTNERS — Design System v2.0
   Hand-tuned stylesheet (replaces Tailwind CDN runtime).
   Tokens → base → layout → components → pages → motion.
   ============================================================ */

/* ── Design tokens ── */
:root{
  --navy-900:#06152A; --navy-800:#091F3E; --navy-700:#0B2750; --navy:#0D2D5A;
  --navy-400:#2E4F8F; --navy-300:#5A75B3; --navy-200:#8FA3CC; --navy-100:#C5D1E6; --navy-50:#E8EDF4;
  --gold:#C8922A; --gold-dark:#9A6E1A; --gold-light:#EFC651; --gold-50:#FDF6E8;
  --teal:#0E7490; --teal-light:#67E8F9;
  --blue-50:#EFF6FF; --blue-100:#DBEAFE; --blue-200:#BFDBFE;
  --wa:#25D366;
  --ink:#0D2D5A; --muted:rgba(13,45,90,.66); --faint:rgba(13,45,90,.45);
  --line:rgba(13,45,90,.1); --line-strong:rgba(13,45,90,.18);
  --bg:#FFFFFF; --bg-alt:#F4F6FA;
  --r-sm:10px; --r:14px; --r-lg:22px; --r-full:999px;
  --edge-light:rgba(255,255,255,.92); --warm-glow:rgba(200,146,42,.12);
  --sh-sm:inset 0 1px 0 rgba(255,255,255,.94),0 1px 2px rgba(6,21,42,.07),0 7px 18px rgba(13,45,90,.07);
  --sh:inset 0 1px 0 rgba(255,255,255,.96),0 2px 3px rgba(6,21,42,.08),0 14px 32px rgba(13,45,90,.11);
  --sh-lg:inset 0 1px 0 rgba(255,255,255,.96),0 4px 8px rgba(6,21,42,.08),0 26px 64px rgba(13,45,90,.16);
  --sh-gold:inset 0 1px 0 rgba(255,255,255,.58),inset 0 -3px 0 rgba(154,110,26,.34),0 3px 0 rgba(112,76,12,.42),0 13px 28px rgba(200,146,42,.28);
  --font-head:'Montserrat',system-ui,sans-serif;
  --font-body:'Open Sans',system-ui,sans-serif;
  --nav-h:76px;
  --ease:cubic-bezier(.23,1,.32,1);
  --sat:env(safe-area-inset-top,0px); --sab:env(safe-area-inset-bottom,0px);
}

/* ── Base ── */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);color:var(--ink);background:var(--bg);line-height:1.65;font-size:16px;overflow-x:hidden}
body.is-loading{overflow:hidden}
h1,h2,h3,h4,h5,h6{font-family:var(--font-head);line-height:1.18;font-weight:800;letter-spacing:-.01em}
img,svg,video{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer;border:0;background:none;color:inherit}
input,select,textarea{font:inherit;color:inherit}
::selection{background:var(--gold);color:#fff}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:.75rem 1.25rem;z-index:200;border-radius:0 0 var(--r-sm) 0}
.skip-link:focus{left:0}

/* ── Page loader ── */
.page-loader{position:fixed;inset:0;z-index:220;display:grid;place-items:center;gap:1rem;background:
  radial-gradient(circle at 50% 32%,rgba(239,198,81,.18),transparent 16rem),
  linear-gradient(145deg,rgba(6,21,42,.98),rgba(9,31,62,.96) 58%,rgba(13,45,90,.98));
  color:#fff;pointer-events:none;opacity:1;transition:opacity .24s var(--ease),visibility .24s var(--ease)}
.page-loader::before{content:"";position:absolute;inset:0;background:
  radial-gradient(circle at 50% 50%,rgba(255,255,255,.08),transparent 42%);
  mix-blend-mode:screen;opacity:.9}
.page-loader.hide{opacity:0;visibility:hidden}
.page-loader-brand{position:relative;display:flex;align-items:center;gap:.85rem;padding:.9rem 1.1rem;border:1px solid rgba(255,255,255,.12);border-radius:18px;background:linear-gradient(145deg,rgba(255,255,255,.1),rgba(255,255,255,.035));box-shadow:inset 0 1px 0 rgba(255,255,255,.16),0 12px 34px rgba(6,21,42,.24);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.page-loader-copy{display:flex;flex-direction:column}
.page-loader-copy .brand-name{letter-spacing:.16em}
.page-loader-copy .brand-sub{color:rgba(219,234,254,.82)}
.page-loader-orb{position:absolute;width:130px;height:130px;display:grid;place-items:center}
.page-loader-orb span{grid-area:1/1;width:16px;height:16px;border-radius:50%;background:linear-gradient(145deg,var(--gold-light),var(--gold));box-shadow:0 0 0 0 rgba(239,198,81,.3);animation:loader-orbit 1.15s var(--ease) infinite}
.page-loader-orb span:nth-child(2){animation-delay:.16s}
.page-loader-orb span:nth-child(3){animation-delay:.32s}
@keyframes loader-orbit{
  0%,100%{transform:translate(0,0) scale(.92);opacity:.45}
  25%{transform:translate(34px,-24px) scale(1);opacity:1}
  50%{transform:translate(0,-40px) scale(.92);opacity:.7}
  75%{transform:translate(-34px,-24px) scale(1);opacity:1}
}
@media(prefers-reduced-motion:reduce){
  .page-loader,.page-loader-orb span{animation:none;transition:none}
}

.ico{width:1.25em;height:1.25em;flex-shrink:0}
.ico-sm{width:1em;height:1em}
.ico-lg{width:1.75rem;height:1.75rem}
.ico-xl{width:2.25rem;height:2.25rem}

/* ── Layout ── */
.container{max-width:1200px;margin-inline:auto;padding-inline:clamp(1rem,4vw,2rem)}
.container-narrow{max-width:880px}
.section{padding-block:clamp(4rem,9vw,7rem)}
.section-tight{padding-block:clamp(2.75rem,6vw,4.5rem)}
.section-alt{background:radial-gradient(ellipse at 18% 0%,rgba(239,198,81,.08),transparent 30rem),linear-gradient(180deg,#F7F8FB 0%,var(--bg-alt) 100%)}
.grid{display:grid;gap:1.5rem}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-5{grid-template-columns:repeat(5,1fr)}
.split{display:grid;gap:clamp(2rem,5vw,4.5rem);align-items:center;grid-template-columns:1fr 1fr}
@media(max-width:1024px){.grid-4,.grid-5{grid-template-columns:repeat(3,1fr)}}
@media(max-width:820px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}.split{grid-template-columns:1fr}}
@media(max-width:560px){.grid-2,.grid-3,.grid-4,.grid-5{grid-template-columns:1fr}.grid-5,.grid-4{grid-template-columns:repeat(2,1fr)}}

/* ── Typography helpers ── */
.eyebrow{font-family:var(--font-head);font-weight:600;font-size:.78rem;letter-spacing:.32em;text-transform:uppercase;color:var(--gold);margin-bottom:.9rem}
.section-head{text-align:center;max-width:720px;margin:0 auto clamp(2.5rem,6vw,4rem)}
.section-head h2{font-size:clamp(1.75rem,4vw,2.75rem);margin-bottom:1rem}
.section-head p{color:var(--muted);font-size:1.05rem}
.lead{font-size:clamp(1.05rem,2vw,1.2rem);color:var(--muted)}
.muted{color:var(--muted)}
.divider{width:72px;height:4px;border-radius:2px;background:linear-gradient(180deg,var(--gold-light),var(--gold));box-shadow:inset 0 1px 0 rgba(255,255,255,.55),0 2px 5px rgba(200,146,42,.25);margin:1.1rem auto 0}
.divider-left{margin-inline:0}
.on-dark{color:#fff}
.on-dark p,.on-dark .muted{color:rgba(219,234,254,.78)}

/* ── Buttons ── */
.btn{position:relative;isolation:isolate;display:inline-flex;align-items:center;justify-content:center;gap:.6rem;font-family:var(--font-head);font-weight:700;font-size:.85rem;letter-spacing:.09em;text-transform:uppercase;padding:.95rem 1.9rem;border:1px solid transparent;border-radius:var(--r-sm);transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s,border-color .25s,color .25s,filter .25s;will-change:transform;white-space:nowrap;-webkit-tap-highlight-color:transparent}
.btn:hover{transform:translateY(-3px)}
.btn:active{transform:translateY(2px) scale(.985);transition-duration:.09s}
.btn:disabled,.btn[aria-disabled="true"]{cursor:not-allowed;filter:saturate(.55);opacity:.65;transform:none!important;box-shadow:none!important}
.btn-gold{background:linear-gradient(145deg,#F7D66D 0%,var(--gold-light) 20%,var(--gold) 74%,#B67C18 100%);border-color:rgba(255,255,255,.34);color:var(--navy);box-shadow:var(--sh-gold)}
.btn-gold:hover{filter:saturate(1.06) brightness(1.03);box-shadow:inset 0 1px 0 rgba(255,255,255,.68),inset 0 -3px 0 rgba(154,110,26,.3),0 5px 0 rgba(112,76,12,.36),0 18px 34px rgba(200,146,42,.34)}
.btn-gold:active{box-shadow:inset 0 1px 0 rgba(255,255,255,.45),inset 0 -1px 0 rgba(154,110,26,.28),0 1px 0 rgba(112,76,12,.4),0 7px 15px rgba(200,146,42,.24)}
.btn-navy{background:linear-gradient(145deg,#174477 0%,var(--navy) 48%,var(--navy-800) 100%);border-color:rgba(255,255,255,.12);color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.16),inset 0 -3px 0 rgba(6,21,42,.35),0 3px 0 rgba(6,21,42,.52),0 13px 28px rgba(13,45,90,.22)}
.btn-navy:hover{background:linear-gradient(145deg,#1D4D82 0%,var(--navy-700) 50%,var(--navy-800) 100%);box-shadow:inset 0 1px 0 rgba(255,255,255,.18),inset 0 -3px 0 rgba(6,21,42,.3),0 5px 0 rgba(6,21,42,.45),0 18px 34px rgba(13,45,90,.25)}
.btn-navy:active{box-shadow:inset 0 1px 0 rgba(255,255,255,.12),inset 0 -1px 0 rgba(6,21,42,.35),0 1px 0 rgba(6,21,42,.48),0 7px 14px rgba(13,45,90,.2)}
.btn-outline{border:1px solid rgba(191,219,254,.52);color:#E5F0FF;background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.035));box-shadow:inset 0 1px 0 rgba(255,255,255,.16),inset 0 -2px 0 rgba(6,21,42,.18),0 3px 0 rgba(6,21,42,.26),0 12px 26px rgba(6,21,42,.2);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
.btn-outline:hover{background:linear-gradient(145deg,rgba(219,234,254,.19),rgba(255,255,255,.07));border-color:rgba(191,219,254,.82);box-shadow:inset 0 1px 0 rgba(255,255,255,.22),0 5px 0 rgba(6,21,42,.24),0 17px 32px rgba(6,21,42,.23)}
.btn-outline:active{box-shadow:inset 0 1px 0 rgba(255,255,255,.14),0 1px 0 rgba(6,21,42,.25),0 6px 14px rgba(6,21,42,.18)}
.btn-outline-navy{border:1px solid rgba(13,45,90,.42);color:var(--navy);background:linear-gradient(145deg,#fff,#F4F7FB);box-shadow:inset 0 1px 0 #fff,inset 0 -2px 0 rgba(13,45,90,.1),0 3px 0 rgba(13,45,90,.18),0 11px 22px rgba(13,45,90,.1)}
.btn-outline-navy:hover{background:linear-gradient(145deg,#174477,var(--navy-800));border-color:rgba(255,255,255,.12);color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.16),0 5px 0 rgba(6,21,42,.42),0 17px 30px rgba(13,45,90,.23)}
.btn-outline-navy:active{box-shadow:inset 0 1px 0 rgba(255,255,255,.12),0 1px 0 rgba(6,21,42,.42),0 6px 13px rgba(13,45,90,.18)}
.btn-white{background:linear-gradient(145deg,#fff,#F3F6FA);border-color:rgba(255,255,255,.85);color:var(--navy);box-shadow:inset 0 1px 0 #fff,inset 0 -3px 0 rgba(13,45,90,.08),0 3px 0 rgba(6,21,42,.14),0 13px 28px rgba(6,21,42,.18)}
.btn-white:hover{box-shadow:inset 0 1px 0 #fff,inset 0 -3px 0 rgba(13,45,90,.07),0 5px 0 rgba(6,21,42,.12),0 19px 36px rgba(6,21,42,.21)}
.btn-wa{background:linear-gradient(145deg,#49E37D 0%,var(--wa) 55%,#16A34A 100%);border-color:rgba(255,255,255,.3);color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.36),inset 0 -3px 0 rgba(7,94,44,.28),0 3px 0 rgba(7,94,44,.45),0 13px 28px rgba(37,211,102,.25)}
.btn-wa:hover{filter:saturate(1.05);box-shadow:inset 0 1px 0 rgba(255,255,255,.4),inset 0 -3px 0 rgba(7,94,44,.25),0 5px 0 rgba(7,94,44,.4),0 18px 34px rgba(37,211,102,.3)}
.btn-wa:active{box-shadow:inset 0 1px 0 rgba(255,255,255,.3),0 1px 0 rgba(7,94,44,.42),0 7px 14px rgba(37,211,102,.22)}
.btn-lg{padding:1.15rem 2.4rem;font-size:.92rem}
.btn-sm{padding:.6rem 1.1rem;font-size:.75rem}
.btn-block{width:100%}
.text-link{color:var(--gold-dark);font-weight:700;display:inline-flex;align-items:center;gap:.35rem}
.text-link:hover{text-decoration:underline}

/* ── Navigation ── */
.nav{position:fixed;inset-inline:0;top:0;z-index:90;padding-top:var(--sat);transition:background .4s,box-shadow .4s,backdrop-filter .4s,transform .4s;background:linear-gradient(180deg,rgba(6,21,42,.52),rgba(6,21,42,.2));backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);box-shadow:0 4px 26px rgba(6,21,42,.18),inset 0 -1px 0 rgba(255,255,255,.08)}
.nav.solid,.nav.always-solid{background:linear-gradient(180deg,rgba(9,31,62,.74),rgba(9,31,62,.54));backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);box-shadow:0 6px 34px rgba(6,21,42,.28),inset 0 -1px 0 rgba(255,255,255,.08)}
.nav-inner{max-width:1200px;margin-inline:auto;padding-inline:clamp(1rem,4vw,2rem);height:var(--nav-h);display:flex;align-items:center;justify-content:space-between;gap:1rem}
.brand{display:flex;align-items:center;gap:.75rem;color:#fff}
.brand-mark{width:44px;height:44px;border:1px solid rgba(255,255,255,.34);border-radius:12px;background:linear-gradient(145deg,#F7D66D,var(--gold-light) 28%,var(--gold) 78%,#B67C18);display:grid;place-items:center;color:var(--navy);box-shadow:var(--sh-gold);flex-shrink:0}
.brand-name{font-family:var(--font-head);font-weight:800;font-size:1.05rem;line-height:1.1}
.brand-sub{display:block;font-family:var(--font-body);font-weight:400;font-size:.62rem;letter-spacing:.24em;text-transform:uppercase;color:var(--navy-200)}
.nav-links{display:flex;align-items:center;gap:.25rem;list-style:none}
.nav-link{position:relative;display:block;padding:.6rem .9rem;color:rgba(219,234,254,.85);font-family:var(--font-head);font-weight:600;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;border-radius:var(--r-sm);transition:color .25s}
.nav-link::after{content:"";position:absolute;left:.9rem;right:.9rem;bottom:.3rem;height:2px;border-radius:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}
.nav-link:hover{color:#fff}
.nav-link:hover::after,.nav-link.active::after{transform:scaleX(1)}
.nav-link.active{color:var(--gold-light)}
.nav-cta{margin-left:.75rem}
.burger{display:none;width:46px;height:46px;border:1px solid rgba(255,255,255,.12);border-radius:var(--r-sm);color:#fff;place-items:center;background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.035));box-shadow:inset 0 1px 0 rgba(255,255,255,.14),0 8px 20px rgba(6,21,42,.18)}
.burger:hover{background:rgba(255,255,255,.14);transform:translateY(-1px)}
@media(max-width:1024px){.nav-links,.nav-cta{display:none}.burger{display:grid}}

/* Drawer (mobile) */
.drawer{position:fixed;top:0;right:0;bottom:0;width:min(340px,88vw);background:linear-gradient(160deg,var(--navy-700),var(--navy-900));z-index:120;padding:calc(1.5rem + var(--sat)) 1.75rem calc(1.5rem + var(--sab));transform:translateX(105%);transition:transform .45s var(--ease);display:flex;flex-direction:column;box-shadow:-20px 0 60px rgba(6,21,42,.5)}
.drawer.open{transform:none}
.drawer-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:2rem}
.drawer-close{width:44px;height:44px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.1);border-radius:var(--r-sm);color:#fff;background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.05));box-shadow:inset 0 1px 0 rgba(255,255,255,.14),0 8px 18px rgba(6,21,42,.2)}
.drawer-link{display:flex;align-items:center;justify-content:space-between;color:#DBEAFE;font-family:var(--font-head);font-weight:600;font-size:1rem;padding:1rem .4rem;border-bottom:1px solid rgba(255,255,255,.08);transition:color .2s,padding-left .3s var(--ease)}
.drawer-link:hover,.drawer-link.active{color:var(--gold-light);padding-left:.8rem}
.drawer-foot{margin-top:auto;display:grid;gap:.75rem;padding-top:1.5rem}
.scrim{position:fixed;inset:0;background:rgba(6,21,42,.6);backdrop-filter:blur(3px);z-index:110;opacity:0;pointer-events:none;transition:opacity .35s}
.scrim.show{opacity:1;pointer-events:auto}

/* ── Hero ── */
.hero{position:relative;min-height:100svh;display:flex;align-items:flex-start;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-700) 55%,var(--navy-900) 100%);overflow:hidden;padding-top:0;padding-bottom:calc(1.2rem + var(--sab))}
.hero::before{content:"";position:absolute;inset:-8%;z-index:0;background:
  radial-gradient(circle at 28% 34%,rgba(239,198,81,.32),transparent 12rem),
  radial-gradient(circle at 72% 22%,rgba(103,232,249,.22),transparent 14rem),
  radial-gradient(circle at 55% 72%,rgba(46,79,143,.46),transparent 18rem),
  linear-gradient(135deg,var(--navy-900),var(--navy) 48%,#07192f);
  filter:saturate(1.08);transform:scale(1.04);animation:hero-fallback-motion 14s ease-in-out infinite alternate}
.hero-bg-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:1;filter:saturate(1.05) contrast(1.03);transform:scale(1.02)}
.hero-bg-overlay{position:absolute;top:0;left:0;right:0;height:90%;z-index:2;background:
  linear-gradient(180deg,rgba(6,21,42,.38) 0%,rgba(6,21,42,.2) 18%,rgba(6,21,42,.03) 50%,rgba(6,21,42,.18) 100%),
  linear-gradient(90deg,rgba(6,21,42,.08),transparent 34%,transparent 68%,rgba(6,21,42,.08))}
.hero-glow{position:absolute;inset:0;z-index:2;background:radial-gradient(circle at 18% 22%,rgba(200,146,42,.13),transparent 32%),radial-gradient(circle at 82% 18%,rgba(59,130,246,.1),transparent 34%);pointer-events:none}
.hero-grid-lines{position:absolute;inset:0;z-index:2;opacity:.05;background-image:linear-gradient(rgba(255,255,255,.6) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.6) 1px,transparent 1px);background-size:64px 64px;mask-image:radial-gradient(circle at 50% 40%,#000 30%,transparent 80%);-webkit-mask-image:radial-gradient(circle at 50% 40%,#000 30%,transparent 80%);pointer-events:none}
.hero-inner{position:relative;z-index:3;display:grid;grid-template-columns:minmax(0,1fr);gap:0;align-items:start;width:100%;min-height:auto;padding-top:calc(var(--nav-h) + var(--sat) + clamp(.85rem,2.2vw,1.35rem));padding-bottom:clamp(1rem,3vh,2rem)}
@media(max-width:980px){.hero{min-height:100svh}.hero-inner{min-height:auto;grid-template-columns:1fr;text-align:center;padding-top:calc(var(--nav-h) + var(--sat) + 1rem);padding-bottom:1.2rem}.hero-copy .hero-cta{justify-content:center}}
@media(min-width:981px) and (max-height:700px){.hero{min-height:100svh}.hero-inner{min-height:25vh}}
.hero-copy{width:100%;max-width:none;margin-top:0;padding:.65rem clamp(.75rem,1.8vw,1.15rem);border-radius:14px;background:linear-gradient(180deg,rgba(6,21,42,.4),rgba(6,21,42,.18));border:1px solid rgba(255,255,255,.08);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);box-shadow:0 14px 34px rgba(6,21,42,.12);position:relative;display:flex;align-items:center;justify-content:space-between;gap:clamp(.8rem,2vw,1.5rem)}
.hero-copy::after{content:none}
.hero-message-wrap{position:relative;z-index:1;min-height:2.65rem;display:grid;align-content:center;flex:1 1 auto;min-width:0;margin-bottom:0;overflow:hidden;perspective:1100px;isolation:isolate}
.hero-message-kicker{display:none}
.hero-message-scan{position:absolute;left:-12%;right:-12%;top:.25rem;height:78%;z-index:-1;background:linear-gradient(105deg,transparent 0%,rgba(255,255,255,.16) 42%,rgba(239,198,81,.22) 50%,rgba(255,255,255,.12) 58%,transparent 100%);mix-blend-mode:screen;opacity:0;transform:translateX(-42%) skewX(-16deg);pointer-events:none}
.hero-message-wrap.is-switching .hero-message-scan{animation:hero-scan .95s cubic-bezier(.16,1,.3,1)}
.hero-title{color:#fff;font-size:clamp(1.05rem,2.35vw,1.85rem);line-height:1.05;font-weight:900;width:100%;max-width:100%;text-wrap:normal;text-shadow:0 10px 24px rgba(6,21,42,.42);transform-style:preserve-3d}
.hero-title .gold,.hero-phrase.gold{color:var(--gold-light);background:linear-gradient(110deg,var(--gold-light) 0%,#fff3aa 38%,var(--gold) 72%,#b67c18 100%);background-size:190% 100%;-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero-message{grid-area:2/1;opacity:0;visibility:hidden;transform:translateY(1.65rem) rotateX(-18deg) scale(.98);filter:blur(14px);transition:opacity .3s var(--ease),visibility .3s var(--ease),transform .55s var(--ease),filter .55s var(--ease)}
.hero-message[aria-hidden="true"]{opacity:0;visibility:hidden;transform:translateY(1.65rem) rotateX(-18deg) scale(.98);filter:blur(14px)}
.hero-message span{display:block}
.hero-message.is-active{opacity:1;visibility:visible;transform:translateY(0) rotateX(0) scale(1);filter:blur(0)}
.hero-line{display:block;overflow:hidden;padding:.035em 0 .08em;white-space:nowrap}
.hero-phrase{display:inline;white-space:nowrap;opacity:0;transform:translate3d(0,1.05em,0) rotateX(-46deg) scale(.98);transform-origin:left bottom;filter:blur(10px);will-change:transform,opacity,filter}
.hero-message.is-active .hero-phrase{display:inline-block;animation:hero-phrase-in .78s cubic-bezier(.16,1,.3,1) forwards}
.hero-message.is-active .hero-line:nth-child(2) .hero-phrase{animation-delay:.09s}
.hero-message.is-active .hero-phrase.gold{animation-name:hero-phrase-gold-in,hero-gold-shift;animation-duration:.86s,2.8s;animation-delay:.09s,.58s;animation-fill-mode:forwards,both}
.hero-message-progress{grid-area:3/1;display:flex;gap:.32rem;margin-top:.38rem;width:min(12rem,42vw)}
.hero-message-progress span{height:3px;flex:1;border-radius:999px;background:rgba(255,255,255,.22);overflow:hidden;position:relative}
.hero-message-progress span::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--gold),var(--gold-light));transform:scaleX(0);transform-origin:left}
.hero-message-progress span.is-active::after{animation:hero-progress 3.9s linear forwards}
@keyframes hero-phrase-in{0%{opacity:0;transform:translate3d(0,1.05em,0) rotateX(-46deg) scale(.98);filter:blur(10px)}62%{opacity:1;filter:blur(0)}100%{opacity:1;transform:translate3d(0,0,0) rotateX(0) scale(1);filter:blur(0)}}
@keyframes hero-phrase-gold-in{0%{opacity:0;transform:translate3d(0,.95em,0) rotateX(-46deg) scale(.96);filter:blur(12px)}58%{opacity:1;filter:blur(0);transform:translate3d(0,-.05em,32px) rotateX(0) scale(1.025)}100%{opacity:1;transform:translate3d(0,0,0) rotateX(0) scale(1);filter:blur(0)}}
@keyframes hero-gold-shift{0%,100%{background-position:0 0}50%{background-position:100% 0}}
@keyframes hero-scan{0%{opacity:0;transform:translateX(-48%) skewX(-16deg)}18%{opacity:.85}100%{opacity:0;transform:translateX(48%) skewX(-16deg)}}
@keyframes hero-progress{to{transform:scaleX(1)}}
@keyframes hero-fallback-motion{0%{transform:translate3d(-1.5%,-1%,0) scale(1.04);background-position:0 0}100%{transform:translate3d(1.5%,1%,0) scale(1.1);background-position:100% 100%}}
.hero-cta{position:relative;z-index:1;display:flex;flex:0 0 auto;flex-wrap:nowrap;gap:.55rem;margin-top:0}
.btn-row{display:flex;flex-wrap:wrap;gap:1rem}
.hero .btn-lg{padding:.64rem .9rem;font-size:.66rem;border-radius:10px}
.hero-copy-tag{display:none}

@media(min-width:1440px){
  .hero-copy{width:min(92vw,1320px);padding:clamp(1.25rem,1.7vw,1.65rem) clamp(1.6rem,2.4vw,2.25rem)}
  .hero-message-wrap{min-height:clamp(6.6rem,9vw,9.4rem)}
  .hero-title{font-size:clamp(3.05rem,3.65vw,4.4rem)}
}

@media(min-width:1200px) and (max-height:940px){
  .hero{align-items:flex-end;padding-bottom:calc(.65rem + var(--sab))}
  .hero-inner{min-height:calc(100svh - var(--nav-h) - var(--sat) - .5rem);padding-block:clamp(.8rem,2.4vh,1.35rem)}
  .hero-copy{width:min(86vw,1120px);margin-top:0;padding:clamp(.85rem,1.4vh,1.1rem) clamp(1.1rem,2vw,1.55rem);border-radius:20px}
  .hero-message-wrap{min-height:clamp(8.2rem,26vh,12.8rem);margin-bottom:.55rem;align-content:center}
  .hero-message-kicker{font-size:clamp(.56rem,1.25vh,.68rem);letter-spacing:.14em;margin-bottom:.3rem}
  .hero-title{font-size:clamp(2.05rem,5.25vh,3rem);line-height:1.01}
  .hero-line{padding:.015em 0 .045em}
  .hero-message-progress{width:min(14rem,36vw);margin-top:.42rem}
  .hero-cta{gap:.7rem}
  .hero .btn-lg{padding:.68rem 1rem;font-size:.68rem}
  .hero-copy-tag{position:static;width:fit-content;max-width:none;margin-top:.7rem;padding:.62rem .82rem;border-radius:13px}
  .hero-media-kicker{font-size:.56rem;letter-spacing:.18em}
  .hero-media-title{font-size:.82rem;line-height:1.08;max-width:none}
}

@media(min-width:1181px) and (max-width:1439px){
  .hero-copy{width:min(94vw,1180px)}
  .hero-title{font-size:clamp(2.35rem,3.55vw,3.35rem)}
  .hero-copy-tag{max-width:17rem;padding:.85rem .9rem}
  .hero-media-title{font-size:.98rem}
}

@media(max-width:1180px), (max-height:760px){
  .hero-inner{align-items:end;min-height:calc(100svh - var(--nav-h) - var(--sat) - 1rem);padding-block:clamp(1.5rem,4vh,2.3rem)}
  .hero-copy{width:min(94vw,980px);padding:clamp(.95rem,1.8vw,1.25rem);border-radius:22px}
  .hero-message-wrap{min-height:clamp(5.2rem,12vw,7.2rem);margin-bottom:.65rem}
  .hero-message-kicker{font-size:clamp(.58rem,1.35vw,.7rem);letter-spacing:.14em}
  .hero-title{font-size:clamp(1.85rem,4.45vw,2.85rem);line-height:1}
  .hero-message-progress{width:min(15rem,52vw);margin-top:.48rem}
  .hero-cta{gap:.75rem}
  .hero .btn-lg{padding:.78rem 1.15rem;font-size:.72rem}
  .hero-copy-tag{position:static;max-width:none;width:fit-content;margin-top:.9rem;padding:.75rem .9rem;border-radius:14px}
  .hero-media-kicker{font-size:.6rem;letter-spacing:.2em}
  .hero-media-title{font-size:.9rem;max-width:none}
}

@media(max-width:900px){
  .hero-copy{width:min(92vw,720px);margin-inline:auto;text-align:center}
  .hero-title{font-size:clamp(1.45rem,5.25vw,2.55rem)}
  .hero-message-wrap{justify-items:center;min-height:clamp(6.8rem,22vw,9rem)}
  .hero-message-progress{margin-inline:auto;width:min(15rem,68vw)}
  .hero-cta{justify-content:center}
  .hero-copy-tag{margin-inline:auto}
}

.hero-visual{position:absolute;inset:0;z-index:2;pointer-events:none}
.hero-visual-floating{display:block}
.hero-media-chip{position:absolute;z-index:3;top:calc(1rem + var(--sat));right:clamp(1rem,4vw,2.5rem);display:inline-flex;align-items:center;gap:.45rem;padding:.45rem .85rem;border-radius:999px;background:linear-gradient(145deg,rgba(255,255,255,.16),rgba(255,255,255,.06));border:1px solid rgba(255,255,255,.14);color:#fff;font-family:var(--font-head);font-weight:700;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;box-shadow:inset 0 1px 0 rgba(255,255,255,.18),0 10px 22px rgba(6,21,42,.18);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.hero-media-chip .ico{color:var(--gold-light)}
.hero-media-kicker{font-family:var(--font-head);font-size:.68rem;letter-spacing:.26em;text-transform:uppercase;color:rgba(239,198,81,.9)}
.hero-media-title{font-family:var(--font-head);font-size:1.08rem;line-height:1.1;font-weight:800;max-width:16ch}
@keyframes media-glow{50%{transform:scale(1.04);opacity:.86}}
.scroll-hint{display:none}
@keyframes bob{0%,100%{transform:translate(-50%,0)}50%{transform:translate(-50%,8px)}}

/* Trust ticker under hero */
.ticker{position:relative;overflow:hidden;background:var(--navy-800);padding:.72rem 0 .78rem}
.ticker::before{content:"";position:absolute;inset:0 0 auto;height:2px;background:linear-gradient(90deg,var(--gold-dark),var(--gold-light),var(--gold),var(--gold-light),var(--gold-dark));background-size:220% 100%;box-shadow:0 2px 10px rgba(200,146,42,.28);animation:ticker-line 7s linear infinite;z-index:1}
@keyframes ticker-line{to{background-position:220% 0}}
.ticker-inner{display:grid;justify-items:center;gap:.5rem}
.ticker-label{font-family:var(--font-head);font-weight:600;font-size:clamp(.64rem,2.8vw,.76rem);line-height:1;white-space:nowrap}
.ticker-pills{display:flex;flex-wrap:nowrap;align-items:center;justify-content:center;gap:.55rem;max-width:100%;white-space:nowrap}
.ticker-pills:focus-visible{outline-color:var(--gold-light);outline-offset:3px}
.pill{flex:0 0 auto;display:inline-flex;align-items:center;gap:.4rem;background:linear-gradient(145deg,rgba(255,255,255,.1),rgba(255,255,255,.035));border:1px solid rgba(255,255,255,.1);color:#EFF6FF;padding:.38rem .75rem;border-radius:var(--r-full);font-family:var(--font-head);font-weight:600;font-size:.72rem;box-shadow:inset 0 1px 0 rgba(255,255,255,.1),0 6px 14px rgba(6,21,42,.14)}
.pill .ico{color:var(--gold-light);width:1rem;height:1rem}

@media(max-width:980px){
  .ticker-pills{justify-content:flex-start;width:100%;overflow-x:auto;overscroll-behavior-inline:contain;scrollbar-width:none;-webkit-overflow-scrolling:touch;mask-image:linear-gradient(90deg,transparent,#000 1rem,#000 calc(100% - 1rem),transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 1rem,#000 calc(100% - 1rem),transparent)}
  .ticker-pills::-webkit-scrollbar{display:none}
}

/* ── Cards ── */
.card{--pointer-x:22%;--pointer-y:0%;background:radial-gradient(circle at var(--pointer-x) var(--pointer-y),rgba(239,198,81,.11),transparent 38%),linear-gradient(145deg,#fff 0%,#FBFCFE 64%,#F6F8FB 100%);border:1px solid rgba(13,45,90,.11);border-radius:var(--r);box-shadow:var(--sh-sm);transform-origin:center bottom;transition:transform .45s var(--ease),box-shadow .45s var(--ease),border-color .3s,background .3s}
.card:hover{transform:translateY(-7px);box-shadow:inset 0 1px 0 #fff,inset 0 -1px 0 rgba(13,45,90,.04),0 3px 5px rgba(6,21,42,.07),0 23px 48px rgba(13,45,90,.15),0 10px 24px rgba(200,146,42,.07);border-color:rgba(200,146,42,.32)}
.icon-tile{width:56px;height:56px;border:1px solid rgba(13,45,90,.07);border-radius:16px;display:grid;place-items:center;margin-bottom:1.1rem;color:var(--navy);background:linear-gradient(145deg,#F8FBFF,var(--blue-50) 62%,#E3EAF4);box-shadow:inset 0 1px 0 #fff,inset 0 -2px 0 rgba(13,45,90,.06),0 3px 0 rgba(13,45,90,.08),0 10px 20px rgba(13,45,90,.09);transition:transform .4s var(--ease),background .3s,color .3s,box-shadow .3s}
.icon-tile.gold{background:linear-gradient(145deg,#FFFDF7,var(--gold-50) 56%,#F7E8C5);border-color:rgba(200,146,42,.12);color:var(--gold-dark);box-shadow:inset 0 1px 0 #fff,inset 0 -2px 0 rgba(154,110,26,.08),0 3px 0 rgba(154,110,26,.1),0 10px 20px rgba(200,146,42,.1)}
.icon-tile.dark{background:linear-gradient(145deg,rgba(239,198,81,.24),rgba(200,146,42,.11));border-color:rgba(239,198,81,.18);color:var(--gold-light);box-shadow:inset 0 1px 0 rgba(255,255,255,.14),inset 0 -2px 0 rgba(6,21,42,.12),0 3px 0 rgba(6,21,42,.16),0 10px 20px rgba(6,21,42,.18)}
.card:hover .icon-tile{transform:translateZ(0) scale(1.08) rotate(-4deg)}

/* Service mini-cards (home) */
.svc-mini{padding:1.6rem 1.25rem;text-align:center;cursor:pointer;position:relative;overflow:hidden}
.svc-mini .icon-tile{margin-inline:auto}
.svc-mini h3{font-size:.92rem;font-weight:700}
.svc-mini::after{content:"";position:absolute;inset-inline:0;bottom:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold-light));transform:scaleX(0);transition:transform .4s var(--ease)}
.svc-mini:hover::after{transform:scaleX(1)}
.svc-mini.featured{background:radial-gradient(circle at var(--pointer-x) var(--pointer-y),rgba(239,198,81,.17),transparent 40%),linear-gradient(150deg,#123A6A,var(--navy) 54%,var(--navy-800));border-color:rgba(255,255,255,.06);box-shadow:inset 0 1px 0 rgba(255,255,255,.12),inset 0 -1px 0 rgba(6,21,42,.3),0 2px 4px rgba(6,21,42,.16),0 14px 30px rgba(13,45,90,.18)}
.svc-mini.featured h3{color:#fff}
.services-panel{
  background:#fff;
}
.services-panel > .container{
  width:min(100%,1220px);
}
.services-panel .section-head{
  max-width:760px;
  margin-bottom:clamp(1.2rem,2.6vh,1.65rem);
}
.services-panel .eyebrow{
  margin-bottom:.75rem;
  color:var(--navy-300);
  letter-spacing:.38em;
}
.services-panel .section-head h2{
  color:var(--navy-800);
  font-size:clamp(1.8rem,3.2vw,2.35rem);
  line-height:1.06;
  max-width:16ch;
  margin-inline:auto;
}
.services-panel .section-head p{
  max-width:760px;
  margin-inline:auto;
  color:rgba(13,45,90,.72);
  font-size:.82rem;
  line-height:1.45;
}
.services-panel .divider{
  width:58px;
  height:3px;
  margin-top:.85rem;
}
.services-panel .grid-5{
  grid-template-columns:repeat(5,minmax(0,1fr));
  gap:.8rem 1rem;
}
.services-panel .svc-mini{
  min-height:6.65rem;
  padding:.9rem .7rem .8rem;
  border-radius:10px;
  display:grid;
  place-items:center;
  align-content:center;
  gap:.7rem;
}
.services-panel .svc-mini .icon-tile{
  width:39px;
  height:39px;
  border-radius:12px;
  margin:0;
}
.services-panel .svc-mini h3{
  max-width:14ch;
  color:var(--navy-800);
  font-size:.74rem;
  line-height:1.08;
}
.services-panel .svc-mini.featured{
  background:radial-gradient(circle at var(--pointer-x) var(--pointer-y),rgba(239,198,81,.11),transparent 38%),linear-gradient(145deg,#fff 0%,#FBFCFE 64%,#F6F8FB 100%);
  border-color:rgba(13,45,90,.11);
  box-shadow:var(--sh-sm);
}
.services-panel .svc-mini.featured h3{
  color:var(--navy-800);
}
.services-panel .svc-mini.featured .icon-tile{
  background:linear-gradient(145deg,#FFFDF7,var(--gold-50) 56%,#F7E8C5);
  border-color:rgba(200,146,42,.12);
  color:var(--gold-dark);
  box-shadow:inset 0 1px 0 #fff,inset 0 -2px 0 rgba(154,110,26,.08),0 3px 0 rgba(154,110,26,.1),0 10px 20px rgba(200,146,42,.1);
}
.services-panel .center.mt-4{
  margin-top:clamp(1rem,2.2vh,1.45rem);
}
.services-panel .btn-outline-navy{
  min-width:260px;
  padding:.78rem 1.75rem;
}

/* Feature/value cards */
.f-card{padding:2rem 1.75rem}
.f-card h3{font-size:1.08rem;margin-bottom:.6rem}
.f-card p{color:var(--muted);font-size:.93rem}

/* Testimonials */
.t-card{padding:2rem;position:relative}
.t-card .quote-mark{position:absolute;top:1.4rem;right:1.6rem;color:var(--gold-50);width:44px;height:44px}
.t-card .quote-mark path{fill:currentColor;stroke:none}
.t-head{display:flex;align-items:center;gap:1rem;margin-bottom:1.2rem}
.avatar{width:50px;height:50px;border:1px solid rgba(255,255,255,.32);border-radius:50%;display:grid;place-items:center;color:#fff;font-family:var(--font-head);font-weight:700;flex-shrink:0;box-shadow:inset 0 1px 0 rgba(255,255,255,.3),inset 0 -2px 0 rgba(6,21,42,.13),0 3px 0 rgba(13,45,90,.13),0 9px 18px rgba(13,45,90,.13)}
.avatar.a1{background:linear-gradient(135deg,var(--navy-400),var(--navy))}
.avatar.a2{background:linear-gradient(135deg,var(--gold-light),var(--gold))}
.avatar.a3{background:linear-gradient(135deg,#60A5FA,#2563EB)}
.t-head h4{font-size:.95rem}
.t-head p{font-size:.78rem;color:var(--faint)}
.t-card blockquote{font-style:italic;color:var(--muted);font-size:.95rem}
.stars{display:flex;gap:.25rem;margin-top:1.1rem;color:var(--gold)}
.stars .ico{width:1rem;height:1rem}
.stars .ico polygon{fill:currentColor}

/* Stats */
.stat{text-align:center;padding:1.5rem 1rem}
.stat b{display:block;font-family:var(--font-head);font-weight:900;font-size:clamp(1.9rem,4vw,2.6rem);color:var(--gold);line-height:1;text-shadow:0 1px 0 rgba(255,255,255,.8),0 3px 8px rgba(200,146,42,.16)}
.stat span{font-size:.83rem;color:var(--muted);font-weight:600;margin-top:.5rem;display:block}
.stat small{display:block;color:var(--faint);font-size:.72rem;margin-top:.15rem}
.stats-panel{
  position:relative;
  overflow:hidden;
  color:#fff;
  background:
    radial-gradient(circle at 18% 18%,rgba(239,198,81,.18),transparent 18rem),
    radial-gradient(circle at 84% 72%,rgba(103,232,249,.12),transparent 19rem),
    linear-gradient(135deg,var(--navy-900),var(--navy) 52%,var(--navy-800));
}
.stats-panel::before{
  content:"";
  position:absolute;
  inset:0;
  background-image:linear-gradient(rgba(255,255,255,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.055) 1px,transparent 1px);
  background-size:72px 72px;
  mask-image:radial-gradient(circle at 50% 45%,#000 28%,transparent 78%);
  -webkit-mask-image:radial-gradient(circle at 50% 45%,#000 28%,transparent 78%);
  pointer-events:none;
}
.stats-panel > .container{
  position:relative;
  z-index:1;
}
.page-home .scroll-panel .reveal,
.page-home .scroll-panel .reveal-l,
.page-home .scroll-panel .reveal-r,
.page-home .scroll-panel .reveal-s{
  opacity:1;
  transform:none;
}
.stats-panel .section-head{
  margin-bottom:clamp(2rem,5vw,3.5rem);
}
.stats-panel .section-head h2{
  color:#fff;
}
.stats-panel .section-head p:not(.eyebrow){
  color:rgba(219,234,254,.78);
}
.stats-panel .grid-4{
  align-items:stretch;
}
.stats-panel .stat{
  min-height:clamp(10rem,18vh,13rem);
  padding:clamp(1.25rem,2.4vw,1.8rem);
  border:1px solid rgba(255,255,255,.12);
  border-radius:var(--r);
  background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.045));
  box-shadow:inset 0 1px 0 rgba(255,255,255,.14),0 18px 44px rgba(6,21,42,.22);
  display:grid;
  align-content:center;
  text-align:center;
  backdrop-filter:blur(10px);
  -webkit-backdrop-filter:blur(10px);
}
.stats-panel .stat b{
  color:var(--gold-light);
  text-shadow:0 8px 22px rgba(200,146,42,.22);
}
.stats-panel .stat span{
  color:#EFF6FF;
  font-family:var(--font-head);
  font-size:.92rem;
}
.stats-panel .stat small{
  color:rgba(219,234,254,.68);
  font-size:.78rem;
}

/* Partner marquee */
.marquee{overflow:hidden;position:relative;padding-block:1rem;mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:3rem;width:max-content;animation:marquee 30s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-50%)}}
.partner-logo{width:170px;height:84px;background:linear-gradient(145deg,#fff,#F7F9FC);border:1px solid var(--line);border-radius:var(--r);display:grid;place-items:center;font-family:var(--font-head);font-weight:700;color:var(--navy-300);font-size:.85rem;box-shadow:var(--sh-sm);flex-shrink:0;transition:transform .3s var(--ease),box-shadow .3s,color .3s,border-color .3s}
.partner-logo:hover{transform:translateY(-4px);box-shadow:var(--sh);border-color:rgba(200,146,42,.24);color:var(--navy)}

/* ── Page banner ── */
.banner{position:relative;background:linear-gradient(140deg,var(--navy),var(--navy-700) 60%,var(--navy-900));padding:calc(var(--nav-h) + var(--sat) + clamp(3rem,7vw,5rem)) 0 clamp(3rem,6vw,4.5rem);overflow:hidden}
.banner::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 78% 30%,rgba(200,146,42,.25),transparent 50%)}
.banner .container{position:relative;z-index:1}
.crumbs{display:flex;align-items:center;gap:.5rem;font-size:.78rem;color:rgba(147,197,253,.7);font-family:var(--font-head);font-weight:600;text-transform:uppercase;letter-spacing:.14em;margin-bottom:1rem}
.crumbs a:hover{color:#fff}
.banner h1{color:#fff;font-size:clamp(1.9rem,4.5vw,3rem);max-width:24ch}
.banner p{color:rgba(219,234,254,.8);max-width:56ch;margin-top:1rem;font-size:1.02rem}

/* ── CTA band ── */
.cta-band{position:relative;background:linear-gradient(120deg,var(--navy) 0%,var(--navy-700) 60%,var(--navy-800));overflow:hidden;text-align:center}
.cta-band::before,.cta-band::after{content:"";position:absolute;inset-inline:0;height:1px;background:linear-gradient(90deg,transparent,rgba(200,146,42,.8),transparent);animation:shimmer 3.5s linear infinite;background-size:200% 100%}
.cta-band::before{top:0}.cta-band::after{bottom:0}
@keyframes shimmer{from{background-position:200% 0}to{background-position:-200% 0}}
.cta-band h2{color:#fff;font-size:clamp(1.7rem,4vw,2.6rem);margin-bottom:.9rem}
.cta-band p{color:rgba(219,234,254,.8);font-size:1.08rem;margin-bottom:2rem}

/* ── Accordion ── */
.acc-item{background:linear-gradient(145deg,#fff,#F9FAFC);border:1px solid var(--line);border-radius:var(--r);margin-bottom:1rem;overflow:hidden;box-shadow:var(--sh-sm);transition:transform .3s var(--ease),box-shadow .3s,border-color .3s}
.acc-item:hover{transform:translateY(-2px);box-shadow:var(--sh);border-color:rgba(200,146,42,.22)}
.acc-item.open{transform:translateY(-2px);box-shadow:inset 0 1px 0 #fff,0 3px 5px rgba(6,21,42,.07),0 18px 38px rgba(13,45,90,.13),0 8px 20px rgba(200,146,42,.06);border-color:rgba(200,146,42,.4)}
.acc-btn{width:100%;display:flex;align-items:center;gap:1.1rem;padding:1.35rem 1.5rem;text-align:left}
.acc-btn .icon-tile{width:48px;height:48px;margin:0;border-radius:12px}
.acc-btn h3{flex:1;font-size:1.02rem}
.acc-chev{color:var(--gold-dark);transition:transform .35s var(--ease)}
.acc-item.open .acc-chev{transform:rotate(180deg)}
.acc-panel{display:grid;grid-template-rows:0fr;transition:grid-template-rows .45s var(--ease)}
.acc-item.open .acc-panel{grid-template-rows:1fr}
.acc-panel-inner{overflow:hidden}
.acc-body{padding:0 1.5rem 1.6rem 1.5rem;display:grid;gap:1.25rem}
@media(min-width:760px){.acc-body{grid-template-columns:1.2fr .8fr;padding-left:calc(1.5rem + 48px + 1.1rem)}}
.acc-body p{color:var(--muted);font-size:.95rem}
.checklist{list-style:none;display:grid;gap:.55rem}
.checklist li{display:flex;gap:.6rem;align-items:flex-start;font-size:.9rem;color:var(--muted)}
.checklist .ico{color:var(--gold-dark);margin-top:.18rem;width:1.05rem;height:1.05rem}
.acc-actions{display:flex;flex-wrap:wrap;gap:.75rem;grid-column:1/-1}

/* ── Forms ── */
.field{display:grid;gap:.45rem;margin-bottom:1.2rem}
.field>label{font-family:var(--font-head);font-weight:600;font-size:.82rem;letter-spacing:.04em}
.field .req{color:var(--gold-dark)}
.input,select.input,textarea.input{width:100%;padding:.9rem 1.05rem;border:1.5px solid var(--line-strong);border-radius:var(--r-sm);background:linear-gradient(180deg,#FAFBFD 0%,#fff 26%);box-shadow:inset 0 2px 5px rgba(13,45,90,.055),0 1px 0 rgba(255,255,255,.9);transition:border-color .25s,box-shadow .25s,background .25s;font-size:.95rem}
.input:focus{outline:none;border-color:var(--gold);background:#fff;box-shadow:inset 0 1px 2px rgba(13,45,90,.035),0 0 0 4px rgba(200,146,42,.14),0 10px 22px rgba(13,45,90,.08)}
.input.invalid{border-color:#DC2626;box-shadow:0 0 0 4px rgba(220,38,38,.1)}
textarea.input{resize:vertical;min-height:130px}
.error-text{color:#DC2626;font-size:.8rem;display:none}
.field.has-error .error-text{display:block}
.form-grid{display:grid;gap:0 1.25rem}
@media(min-width:640px){.form-grid{grid-template-columns:1fr 1fr}.form-grid .span-2{grid-column:1/-1}}
.checkbox-row{display:flex;gap:.7rem;align-items:flex-start;font-size:.86rem;color:var(--muted)}
.checkbox-row input{width:1.15rem;height:1.15rem;accent-color:var(--gold);margin-top:.15rem;flex-shrink:0}
.hp-field{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* Chip multi-select */
.chip-select{display:flex;flex-wrap:wrap;gap:.6rem}
.chip{border:1px solid var(--line-strong);border-radius:var(--r-full);padding:.5rem 1.05rem;font-size:.84rem;font-weight:600;color:var(--muted);background:linear-gradient(145deg,#fff,#F4F7FA);box-shadow:inset 0 1px 0 #fff,inset 0 -1px 0 rgba(13,45,90,.07),0 2px 0 rgba(13,45,90,.1),0 7px 15px rgba(13,45,90,.06);display:inline-flex;align-items:center;gap:.4rem;transition:all .25s;user-select:none}
.chip:hover{transform:translateY(-2px);border-color:var(--gold);color:var(--navy);box-shadow:inset 0 1px 0 #fff,0 3px 0 rgba(154,110,26,.14),0 10px 20px rgba(200,146,42,.1)}
.chip:active{transform:translateY(1px);box-shadow:inset 0 1px 2px rgba(13,45,90,.08)}
.chip.on{background:linear-gradient(145deg,#174477,var(--navy-800));border-color:var(--navy);color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.15),inset 0 -2px 0 rgba(6,21,42,.28),0 2px 0 rgba(6,21,42,.38),0 9px 18px rgba(13,45,90,.16)}
.chip.on .ico{color:var(--gold-light)}
.chip .ico{width:.95rem;height:.95rem}

/* Success panel */
.success-panel{text-align:center;padding:3rem 1.5rem}
.success-ring{width:88px;height:88px;border:1px solid rgba(255,255,255,.4);border-radius:50%;background:linear-gradient(145deg,#F7D66D,var(--gold-light) 24%,var(--gold) 72%,#B67C18);display:grid;place-items:center;color:#fff;margin:0 auto 1.5rem;box-shadow:var(--sh-gold);animation:pop .6s var(--ease)}
@keyframes pop{0%{transform:scale(.4);opacity:0}70%{transform:scale(1.12)}100%{transform:scale(1)}}
.success-panel h3{font-size:1.5rem;margin-bottom:.6rem}
.ref-badge{display:inline-block;background:linear-gradient(145deg,#F4F8FD,var(--navy-50));border:1px dashed var(--navy-200);border-radius:var(--r-sm);padding:.55rem 1.2rem;font-family:var(--font-head);font-weight:700;color:var(--navy);margin-top:1rem;letter-spacing:.08em;box-shadow:inset 0 1px 0 #fff,0 6px 14px rgba(13,45,90,.07)}

/* ── Quote wizard ── */
.wizard{background:linear-gradient(145deg,#fff,#FBFCFE);border:1px solid rgba(13,45,90,.11);border-radius:var(--r-lg);box-shadow:inset 0 1px 0 #fff,0 5px 10px rgba(6,21,42,.08),0 28px 68px rgba(13,45,90,.16),0 12px 28px rgba(200,146,42,.055);overflow:hidden;scroll-margin-top:calc(var(--nav-h) + var(--sat) + 1rem)}
.wizard-head{background:radial-gradient(circle at 85% 0%,rgba(239,198,81,.14),transparent 38%),linear-gradient(145deg,#123A6A,var(--navy) 54%,var(--navy-800));padding:1.75rem 2rem;color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.11),inset 0 -2px 0 rgba(6,21,42,.22)}
.wizard-head h2{font-size:1.25rem}
.wizard-head p{color:rgba(219,234,254,.75);font-size:.88rem;margin-top:.3rem}
.steps{display:flex;gap:.5rem;margin-top:1.4rem}
.step-dot{flex:1;height:6px;border-radius:3px;background:rgba(255,255,255,.18);position:relative;overflow:hidden}
.step-dot::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--gold),var(--gold-light));transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease)}
.step-dot.done::after,.step-dot.now::after{transform:scaleX(1)}
.step-dot.now::after{animation:pulse-bar 1.6s ease-in-out infinite}
@keyframes pulse-bar{50%{opacity:.65}}
.step-label{font-size:.75rem;color:rgba(219,234,254,.65);margin-top:.6rem;font-family:var(--font-head);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.wizard-body{padding:clamp(1.5rem,4vw,2.5rem)}
.wstep{display:none}
.wstep.active{display:block;animation:stepin .45s var(--ease)}
@keyframes stepin{from{opacity:0;transform:translateX(24px)}to{opacity:1;transform:none}}
.wizard-nav{display:flex;justify-content:space-between;gap:1rem;padding:1.25rem clamp(1.5rem,4vw,2.5rem);border-top:1px solid var(--line);background:var(--bg-alt)}
.class-pick{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:.9rem}
.pick-card{border:1px solid var(--line-strong);border-radius:var(--r);padding:1.15rem .9rem;text-align:center;cursor:pointer;background:linear-gradient(145deg,#fff,#F7F9FC);box-shadow:inset 0 1px 0 #fff,inset 0 -1px 0 rgba(13,45,90,.05),0 2px 0 rgba(13,45,90,.09),0 8px 18px rgba(13,45,90,.07);transition:all .3s var(--ease);position:relative}
.pick-card:hover{border-color:var(--gold);transform:translateY(-4px);box-shadow:inset 0 1px 0 #fff,0 3px 0 rgba(154,110,26,.13),0 14px 28px rgba(13,45,90,.11),0 7px 16px rgba(200,146,42,.07)}
.pick-card.on{border-color:var(--gold);background:linear-gradient(145deg,#FFFDF7,var(--gold-50) 58%,#F8EAC9);box-shadow:inset 0 1px 0 #fff,inset 0 -2px 0 rgba(154,110,26,.07),0 3px 0 rgba(154,110,26,.14),0 14px 28px rgba(200,146,42,.12)}
.pick-card.on::after{content:"✓";position:absolute;top:.5rem;right:.6rem;width:20px;height:20px;border-radius:50%;background:var(--gold);color:#fff;font-size:.7rem;display:grid;place-items:center;font-weight:700}
.pick-card .icon-tile{margin:0 auto .6rem;width:46px;height:46px;border-radius:12px}
.pick-card h4{font-size:.8rem;font-weight:700}
.review-box{background:linear-gradient(145deg,#F8F9FC,var(--bg-alt));border:1px solid var(--line);border-radius:var(--r);padding:1.5rem;display:grid;gap:.85rem;box-shadow:inset 0 2px 5px rgba(13,45,90,.04),0 1px 0 #fff}
.review-row{display:flex;justify-content:space-between;gap:1rem;font-size:.92rem;border-bottom:1px dashed var(--line);padding-bottom:.85rem}
.review-row:last-child{border-bottom:0;padding-bottom:0}
.review-row b{font-family:var(--font-head);font-size:.8rem;text-transform:uppercase;letter-spacing:.05em;color:var(--faint);flex-shrink:0}
.review-row span{text-align:right;color:var(--ink);font-weight:600}

/* ── Contact page ── */
.contact-card{background:radial-gradient(circle at 10% 0%,rgba(239,198,81,.075),transparent 30%),linear-gradient(145deg,#fff,#FBFCFE);border:1px solid rgba(13,45,90,.11);border-radius:var(--r-lg);box-shadow:inset 0 1px 0 #fff,0 5px 10px rgba(6,21,42,.08),0 28px 68px rgba(13,45,90,.16),0 12px 28px rgba(200,146,42,.055);padding:clamp(1.5rem,4vw,2.5rem)}
.info-tile{display:flex;gap:1.1rem;align-items:flex-start;padding:1.35rem;border-radius:var(--r);background:linear-gradient(145deg,#fff,#F8FAFC);border:1px solid var(--line);box-shadow:var(--sh-sm);transition:transform .35s var(--ease),box-shadow .35s,border-color .3s}
.info-tile:hover{transform:translateY(-5px);box-shadow:inset 0 1px 0 #fff,0 3px 5px rgba(6,21,42,.07),0 18px 36px rgba(13,45,90,.13),0 7px 18px rgba(200,146,42,.06);border-color:rgba(200,146,42,.26)}
.info-tile .icon-tile{width:48px;height:48px;margin:0;border-radius:12px}
.info-tile h3{font-size:.92rem;margin-bottom:.25rem}
.info-tile p,.info-tile a{font-size:.88rem;color:var(--muted)}
.info-tile a:hover{color:var(--gold-dark)}
.map-frame{border:1px solid rgba(13,45,90,.1);width:100%;height:420px;border-radius:var(--r-lg);box-shadow:inset 0 1px 0 #fff,0 4px 7px rgba(6,21,42,.08),0 22px 50px rgba(13,45,90,.14);filter:grayscale(.15)}

/* ── Vision/Mission/leadership ── */
.vm-card{padding:2.25rem;border:1px solid rgba(255,255,255,.1);border-radius:var(--r-lg);position:relative;overflow:hidden;color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.15),inset 0 -2px 0 rgba(6,21,42,.2),0 4px 7px rgba(6,21,42,.12),0 24px 52px rgba(13,45,90,.2);transform-origin:center bottom}
.vm-card.vision{background:linear-gradient(140deg,var(--navy),var(--navy-800))}
.vm-card.mission{background:linear-gradient(140deg,var(--gold-dark),var(--gold))}
.vm-card .ico-xl{margin-bottom:1.1rem;opacity:.9}
.vm-card h3{font-size:1.3rem;margin-bottom:.7rem}
.vm-card p{font-size:1rem;opacity:.92}
.vm-card::after{content:"";position:absolute;right:-40px;bottom:-40px;width:160px;height:160px;border-radius:50%;background:rgba(255,255,255,.07)}
.person{ text-align:center}
.person-photo{width:132px;height:132px;border-radius:50%;margin:0 auto 1rem;display:grid;place-items:center;background:linear-gradient(145deg,#F8FBFF,var(--navy-50) 45%,var(--blue-100));color:var(--navy-300);border:4px solid #fff;box-shadow:inset 0 2px 5px rgba(13,45,90,.08),0 4px 0 rgba(13,45,90,.1),0 17px 34px rgba(13,45,90,.14)}
.person h4{font-size:.98rem}
.person p{font-size:.8rem;color:var(--faint);margin-top:.2rem}

/* Timeline / process */
.process{display:grid;gap:1.25rem;counter-reset:step}
@media(min-width:860px){.process{grid-template-columns:repeat(4,1fr)}}
.process-step{position:relative;padding:1.75rem 1.5rem;counter-increment:step}
.process-step::before{content:"0" counter(step);font-family:var(--font-head);font-weight:900;font-size:2.6rem;color:var(--navy-50);position:absolute;top:.9rem;right:1.1rem;line-height:1;text-shadow:0 1px 0 #fff,0 -1px 0 rgba(13,45,90,.08)}
.process-step h3{font-size:1rem;margin:.9rem 0 .5rem}
.process-step p{font-size:.88rem;color:var(--muted)}

/* ── Footer ── */
.footer{background:linear-gradient(180deg,var(--navy-800),var(--navy-900));color:#DBEAFE;padding:clamp(3.5rem,7vw,5rem) 0 0}
.f-grid{display:grid;gap:2.5rem;grid-template-columns:1.4fr 1fr 1fr 1.2fr;padding-bottom:3rem}
@media(max-width:900px){.f-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.f-grid{grid-template-columns:1fr}}
.f-col h4{color:#fff;font-size:.9rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1.25rem}
.f-col h4::after{content:"";display:block;width:34px;height:3px;border-radius:2px;background:var(--gold);margin-top:.55rem}
.f-links{list-style:none;display:grid;gap:.65rem}
.f-links a{color:rgba(219,234,254,.72);font-size:.9rem;display:inline-flex;align-items:center;gap:.45rem;transition:color .2s,padding-left .3s var(--ease)}
.f-links a:hover{color:var(--gold-light);padding-left:.35rem}
.f-about{font-size:.9rem;color:rgba(219,234,254,.7);margin-top:1rem;max-width:34ch}
.f-contact{list-style:none;display:grid;gap:.9rem}
.f-contact li{display:flex;gap:.7rem;font-size:.88rem;color:rgba(219,234,254,.75);align-items:flex-start}
.f-contact .ico{color:var(--gold-light);margin-top:.15rem}
.socials{display:flex;gap:.7rem;margin-top:1.4rem}
.social-btn{width:42px;height:42px;border-radius:12px;background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.035));border:1px solid rgba(255,255,255,.1);box-shadow:inset 0 1px 0 rgba(255,255,255,.12),inset 0 -2px 0 rgba(6,21,42,.16),0 3px 0 rgba(6,21,42,.2),0 9px 18px rgba(6,21,42,.16);display:grid;place-items:center;color:#DBEAFE;transition:all .3s var(--ease)}
.social-btn:hover{background:linear-gradient(145deg,var(--gold-light),var(--gold));color:var(--navy);transform:translateY(-3px);box-shadow:inset 0 1px 0 rgba(255,255,255,.45),0 4px 0 rgba(112,76,12,.35),0 13px 24px rgba(200,146,42,.2)}
.f-badge{display:inline-flex;align-items:center;gap:.5rem;background:linear-gradient(145deg,rgba(239,198,81,.17),rgba(200,146,42,.08));border:1px solid rgba(200,146,42,.3);color:var(--gold-light);border-radius:var(--r-full);padding:.4rem 1rem;font-size:.74rem;font-weight:700;font-family:var(--font-head);letter-spacing:.08em;text-transform:uppercase;margin-top:1.2rem;box-shadow:inset 0 1px 0 rgba(255,255,255,.08),0 7px 15px rgba(6,21,42,.12)}
.f-bottom{border-top:1px solid rgba(255,255,255,.08);padding:1.5rem 0 calc(1.5rem + var(--sab));display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;align-items:center;font-size:.8rem;color:rgba(219,234,254,.55)}
.f-bottom a:hover{color:var(--gold-light)}
.f-legal{display:flex;gap:1.5rem;flex-wrap:wrap}

/* ── Floating widgets ── */
.fab-stack{position:fixed;right:max(1.25rem,env(safe-area-inset-right));bottom:calc(1.25rem + var(--sab));z-index:80;display:flex;flex-direction:column;align-items:flex-end;gap:.9rem}
.fab{width:58px;height:58px;border:1px solid rgba(255,255,255,.28);border-radius:50%;display:grid;place-items:center;color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.38),inset 0 -4px 0 rgba(6,21,42,.16),0 4px 0 rgba(6,21,42,.24),0 16px 34px rgba(6,21,42,.32);transition:transform .3s var(--ease),box-shadow .3s}
.fab:hover{transform:translateY(-3px) scale(1.06);box-shadow:inset 0 1px 0 rgba(255,255,255,.42),inset 0 -4px 0 rgba(6,21,42,.14),0 6px 0 rgba(6,21,42,.22),0 22px 40px rgba(6,21,42,.34)}
.fab:active{transform:translateY(2px) scale(.98);box-shadow:inset 0 1px 0 rgba(255,255,255,.3),0 1px 0 rgba(6,21,42,.24),0 8px 18px rgba(6,21,42,.27)}
.fab-wa{background:linear-gradient(145deg,#49E37D,var(--wa) 56%,#16A34A)}
.fab-chat{background:linear-gradient(145deg,#F7D66D,var(--gold-light) 25%,var(--gold) 74%,#B67C18);color:var(--navy);position:relative}
.fab-chat .ping{position:absolute;top:2px;right:2px;width:13px;height:13px;border-radius:50%;background:#EF4444;border:2px solid #fff}
.fab .ico{width:1.6rem;height:1.6rem}

/* Chat panel */
.chat-panel{position:fixed;right:max(1.25rem,env(safe-area-inset-right));bottom:calc(6.5rem + var(--sab));z-index:85;width:min(360px,calc(100vw - 2rem));background:linear-gradient(145deg,#fff,#F9FBFD);border:1px solid rgba(13,45,90,.11);border-radius:var(--r-lg);box-shadow:inset 0 1px 0 #fff,0 5px 10px rgba(6,21,42,.1),0 30px 72px rgba(6,21,42,.25),0 12px 28px rgba(200,146,42,.07);overflow:hidden;display:flex;flex-direction:column;max-height:min(540px,70vh);transform:translateY(16px) scale(.96);opacity:0;pointer-events:none;transition:all .35s var(--ease)}
.chat-panel.open{transform:none;opacity:1;pointer-events:auto}
.chat-head{background:linear-gradient(135deg,var(--navy),var(--navy-700));color:#fff;padding:1.1rem 1.25rem;display:flex;align-items:center;gap:.8rem}
.chat-head .avatar-bot{width:40px;height:40px;border:1px solid rgba(255,255,255,.32);border-radius:12px;background:linear-gradient(145deg,#F7D66D,var(--gold-light) 24%,var(--gold) 74%);box-shadow:inset 0 1px 0 rgba(255,255,255,.52),inset 0 -2px 0 rgba(154,110,26,.25),0 3px 0 rgba(6,21,42,.2),0 9px 18px rgba(6,21,42,.22);display:grid;place-items:center;color:var(--navy)}
.chat-head h3{font-size:.95rem}
.chat-status{font-size:.72rem;color:rgba(219,234,254,.7);display:flex;align-items:center;gap:.35rem}
.chat-status .dot{width:7px;height:7px;border-radius:50%;background:#4ADE80}
.chat-status .dot.away{background:#FBBF24}
.chat-msgs{flex:1;overflow-y:auto;padding:1.1rem;display:flex;flex-direction:column;gap:.75rem;background:var(--bg-alt)}
.msg{max-width:85%;padding:.75rem 1rem;border-radius:16px;font-size:.87rem;line-height:1.5;animation:msgin .3s var(--ease)}
@keyframes msgin{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.msg.bot{background:linear-gradient(145deg,#fff,#F8FAFC);border:1px solid var(--line);border-top-left-radius:4px;align-self:flex-start;box-shadow:var(--sh-sm)}
.msg.user{background:linear-gradient(145deg,#174477,var(--navy-800));color:#fff;border-top-right-radius:4px;align-self:flex-end;box-shadow:inset 0 1px 0 rgba(255,255,255,.12),0 8px 18px rgba(13,45,90,.16)}
.msg a{color:var(--gold-dark);font-weight:700;text-decoration:underline}
.msg.user a{color:var(--gold-light)}
.chip-row{display:flex;flex-wrap:wrap;gap:.5rem;padding:0 1.1rem .5rem}
.chat-chip{border:1px solid var(--navy-100);background:linear-gradient(145deg,#fff,#F3F6FA);border-radius:var(--r-full);padding:.45rem .95rem;font-size:.78rem;font-weight:600;color:var(--navy);box-shadow:inset 0 1px 0 #fff,inset 0 -1px 0 rgba(13,45,90,.07),0 2px 0 rgba(13,45,90,.1),0 7px 14px rgba(13,45,90,.06);transition:all .25s}
.chat-chip:hover{background:linear-gradient(145deg,#174477,var(--navy-800));color:#fff;border-color:var(--navy);transform:translateY(-2px);box-shadow:inset 0 1px 0 rgba(255,255,255,.14),0 3px 0 rgba(6,21,42,.38),0 10px 18px rgba(13,45,90,.16)}
.chat-input-row{display:flex;gap:.6rem;padding:.9rem 1.1rem;border-top:1px solid var(--line);background:#fff}
.chat-input-row input{flex:1;border:1.5px solid var(--line-strong);border-radius:var(--r-full);padding:.65rem 1.1rem;font-size:.88rem;background:linear-gradient(180deg,#F8FAFC,#fff 35%);box-shadow:inset 0 2px 5px rgba(13,45,90,.055)}
.chat-input-row input:focus{outline:none;border-color:var(--gold);box-shadow:inset 0 1px 2px rgba(13,45,90,.035),0 0 0 3px rgba(200,146,42,.12)}
.chat-send{width:44px;height:44px;border:1px solid rgba(255,255,255,.3);border-radius:50%;background:linear-gradient(145deg,var(--gold-light),var(--gold));color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.44),inset 0 -3px 0 rgba(154,110,26,.3),0 3px 0 rgba(112,76,12,.34),0 9px 18px rgba(200,146,42,.22);display:grid;place-items:center;transition:transform .25s,box-shadow .25s}
.chat-send:hover{transform:translateY(-2px) scale(1.04);box-shadow:inset 0 1px 0 rgba(255,255,255,.5),0 4px 0 rgba(112,76,12,.32),0 13px 24px rgba(200,146,42,.26)}
.chat-send:active{transform:translateY(2px) scale(.98);box-shadow:inset 0 1px 0 rgba(255,255,255,.35),0 1px 0 rgba(112,76,12,.35),0 6px 12px rgba(200,146,42,.2)}
.typing{display:inline-flex;gap:4px;padding:.85rem 1rem}
.typing i{width:7px;height:7px;border-radius:50%;background:var(--navy-200);animation:blink 1.2s infinite}
.typing i:nth-child(2){animation-delay:.2s}.typing i:nth-child(3){animation-delay:.4s}
@keyframes blink{0%,80%,100%{opacity:.25;transform:translateY(0)}40%{opacity:1;transform:translateY(-3px)}}

/* Toast */
.toast{position:fixed;left:50%;bottom:calc(2rem + var(--sab));transform:translate(-50%,150%);opacity:0;visibility:hidden;pointer-events:none;background:linear-gradient(145deg,#174477,var(--navy-800));border:1px solid rgba(255,255,255,.1);color:#fff;padding:1rem 1.6rem;border-radius:var(--r);box-shadow:inset 0 1px 0 rgba(255,255,255,.13),0 5px 10px rgba(6,21,42,.12),0 22px 52px rgba(6,21,42,.25);z-index:150;font-size:.9rem;font-weight:600;transition:transform .45s var(--ease),opacity .25s ease,visibility .25s ease;max-width:min(480px,calc(100vw - 2rem));text-align:center}
.toast.show{transform:translate(-50%,0);opacity:1;visibility:visible;pointer-events:auto}
.toast.error{background:#B91C1C}

/* Back to top */
.to-top{position:fixed;left:max(1.25rem,env(safe-area-inset-left));bottom:calc(1.25rem + var(--sab));z-index:180;width:48px;height:48px;border-radius:14px;background:linear-gradient(145deg,#fff,#F3F6FA);border:1px solid var(--line);color:var(--navy);display:grid;place-items:center;box-shadow:inset 0 1px 0 #fff,inset 0 -2px 0 rgba(13,45,90,.07),0 3px 0 rgba(13,45,90,.1),0 12px 24px rgba(13,45,90,.13);opacity:0;pointer-events:none;transition:all .35s var(--ease)}
.to-top.show{opacity:1;pointer-events:auto}
.to-top:hover{background:linear-gradient(145deg,#174477,var(--navy-800));color:#fff;transform:translateY(-3px);box-shadow:inset 0 1px 0 rgba(255,255,255,.14),0 4px 0 rgba(6,21,42,.38),0 16px 28px rgba(13,45,90,.2)}

/* ── Motion / reveal ── */
.reveal{opacity:0;transform:translateY(36px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal-l{opacity:0;transform:translateX(-44px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal-r{opacity:0;transform:translateX(44px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal-s{opacity:0;transform:scale(.9);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.in{opacity:1;transform:none}
.d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}.d4{transition-delay:.32s}.d5{transition-delay:.4s}
.tilt{transform-style:preserve-3d;will-change:transform}
.tilt.is-tilting{transition:transform .12s ease-out,box-shadow .45s var(--ease),border-color .3s,background .3s}

@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms !important;animation-iteration-count:1 !important;transition-duration:.01ms !important;scroll-behavior:auto !important}
  .reveal,.reveal-l,.reveal-r,.reveal-s{opacity:1;transform:none}
  .hero-message{opacity:1;visibility:visible;transform:none;filter:none}
  .hero-message:not(.is-active){display:none}
  .hero-phrase{opacity:1;transform:none;filter:none}
  .hero-message-scan,.hero-message-progress span::after{animation:none}
}

/* ── Utilities ── */
.center{text-align:center}
.mt-1{margin-top:.5rem}.mt-2{margin-top:1rem}.mt-3{margin-top:1.5rem}.mt-4{margin-top:2.5rem}.mt-5{margin-top:4rem}
.mb-2{margin-bottom:1rem}.mb-3{margin-bottom:1.5rem}
.hide-mobile{display:initial}
@media(max-width:640px){.hide-mobile{display:none}}
.badge{display:inline-flex;align-items:center;gap:.45rem;background:linear-gradient(145deg,#FFFDF7,var(--gold-50) 58%,#F6E7C4);color:var(--gold-dark);border:1px solid rgba(200,146,42,.25);padding:.4rem 1rem;border-radius:var(--r-full);font-family:var(--font-head);font-weight:700;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;box-shadow:inset 0 1px 0 #fff,inset 0 -1px 0 rgba(154,110,26,.07),0 2px 0 rgba(154,110,26,.1),0 7px 15px rgba(200,146,42,.08)}

@media(hover:none){
  .btn:hover,.card:hover,.partner-logo:hover,.acc-item:hover,.info-tile:hover,.chip:hover,.pick-card:hover,.social-btn:hover,.fab:hover,.chat-chip:hover,.chat-send:hover,.to-top:hover{transform:none}
}

@media(max-width:640px){
  .hero-copy{padding:1rem;margin-top:1.2rem}
  .hero-message-wrap{min-height:clamp(8.2rem,36vw,10.8rem)}
  .hero-message-kicker{font-size:.62rem;letter-spacing:.13em}
  .hero-title{white-space:normal;overflow:visible;text-overflow:clip;font-size:clamp(1rem,4.45vw,1.55rem);line-height:1.04}
  .hero-message-progress{margin-inline:auto;width:min(15rem,72vw)}
  .hero-media-chip{top:calc(.85rem + var(--sat));right:1rem;left:1rem;text-align:center;justify-content:center}
  .hero-copy-tag{left:1rem;right:1rem;max-width:none;bottom:-1rem}
  .fab-stack{right:max(.75rem,env(safe-area-inset-right));bottom:calc(.75rem + var(--sab));gap:.65rem}
  .fab{width:52px;height:52px}
  .fab .ico{width:1.4rem;height:1.4rem}
  .chat-panel{right:max(.75rem,env(safe-area-inset-right));width:min(360px,calc(100vw - 1.5rem))}
  .to-top{left:max(.75rem,env(safe-area-inset-left));bottom:calc(.75rem + var(--sab));width:44px;height:44px}
  .btn-lg{padding-inline:1.45rem}
  .hero-cta{display:grid;width:100%}
  .hero-cta .btn{width:100%;white-space:normal;padding-inline:1rem}
}

@media(max-width:360px){
  .hero-title{font-size:clamp(.92rem,4.35vw,1.15rem)}
  .hero-message-wrap{min-height:9.8rem}
}

/* Video-first hero: keep copy as a slim caption rail so the footage owns the viewport. */
.hero{align-items:flex-start}
.hero-inner{align-items:start;min-height:auto;padding-top:calc(var(--nav-h) + var(--sat) + clamp(.85rem,2.2vw,1.35rem));padding-bottom:clamp(1rem,3vh,2rem)}
.hero-copy{width:100%;max-width:none;margin:0;padding:.65rem clamp(.75rem,1.8vw,1.15rem);border-radius:14px;background:linear-gradient(180deg,rgba(6,21,42,.4),rgba(6,21,42,.18));display:flex;align-items:center;justify-content:space-between;gap:clamp(.8rem,2vw,1.5rem)}
.hero-message-wrap{flex:1 1 auto;min-width:0;min-height:2.65rem;margin-bottom:0;align-content:center}
.hero-title{font-size:clamp(1.05rem,2.35vw,1.85rem);line-height:1.05}
.hero-line,.hero-phrase{white-space:nowrap}
.hero-phrase .gold{display:inline}
.hero-message-progress{width:min(12rem,42vw);margin-top:.38rem}
.hero-cta{flex:0 0 auto;flex-wrap:nowrap;gap:.55rem;margin-top:0}
.hero .btn-lg{padding:.64rem .9rem;font-size:.66rem;border-radius:10px}
.hero-copy-tag{display:none}

@media(min-width:1200px) and (max-height:940px){
  .hero{align-items:flex-start}
  .hero-inner{min-height:auto;padding-top:calc(var(--nav-h) + var(--sat) + .8rem);padding-bottom:1rem}
  .hero-copy{width:100%;padding:.55rem .9rem;border-radius:13px}
  .hero-message-wrap{min-height:2.45rem;align-content:center}
  .hero-title{font-size:clamp(1rem,2.45vh,1.55rem);line-height:1.05}
}

@media(max-width:980px){
  .hero-inner{min-height:auto;padding-top:calc(var(--nav-h) + var(--sat) + .8rem);padding-bottom:1rem}
  .hero-copy{width:100%;margin-inline:0;display:grid;justify-items:center;text-align:center;gap:.65rem}
  .hero-message-wrap{width:100%;min-height:2.45rem;justify-items:center}
  .hero-title{font-size:clamp(.96rem,3.35vw,1.42rem)}
  .hero-message-progress{margin-inline:auto;width:min(10rem,56vw)}
  .hero-cta{justify-content:center;flex-wrap:wrap}
}

@media(max-width:640px){
  .hero-copy{padding:.58rem .7rem}
  .hero-title{font-size:clamp(.76rem,3.6vw,1rem);line-height:1.08}
  .hero-message-wrap{min-height:2.35rem}
  .hero .btn-lg{padding:.58rem .72rem;font-size:.6rem}
  .hero-cta{width:auto;display:flex}
  .hero-cta .btn{width:auto;white-space:nowrap;padding-inline:.72rem}
}

/* Calm fallback state while the MP4 is unavailable: no shimmer, no blur jumps. */
.hero::before{inset:0;animation:none;transform:none;background:
  radial-gradient(circle at 18% 20%,rgba(239,198,81,.18),transparent 14rem),
  radial-gradient(circle at 74% 26%,rgba(103,232,249,.12),transparent 16rem),
  linear-gradient(135deg,var(--navy-900),var(--navy) 50%,#07192f)}
.hero-bg-video{transform:none}
.hero-message-scan{display:none}
.hero-message,.hero-message[aria-hidden="true"]{filter:none;transform:translateY(.6rem);transition:opacity .28s ease,visibility .28s ease,transform .36s var(--ease)}
.hero-message.is-active{filter:none;transform:translateY(0)}
.hero-phrase{filter:none;transform:translate3d(0,.45rem,0);will-change:transform,opacity}
.hero-message.is-active .hero-phrase{animation:hero-caption-in .42s var(--ease) forwards}
.hero-message.is-active .hero-line:nth-child(2) .hero-phrase{animation-delay:0s}
.hero-message.is-active .hero-phrase.gold{animation:hero-caption-in .42s var(--ease) forwards;background-position:0 0}
@keyframes hero-caption-in{from{opacity:0;transform:translate3d(0,.45rem,0)}to{opacity:1;transform:translate3d(0,0,0)}}

/* Reference-matched hero frame: cinematic video stage with a shorter overlay. */
.hero{
  --hero-frame-left:0px;
  min-height:calc(100svh - 64px);
  padding-bottom:0;
  background:#000;
}
.hero::before,
.hero-bg-video,
.hero-bg-overlay,
.hero-glow,
.hero-grid-lines{
  top:var(--nav-h);
  right:0;
  bottom:0;
  left:var(--hero-frame-left);
  width:calc(100% - var(--hero-frame-left));
  height:calc(100% - var(--nav-h));
}
.hero-bg-overlay{
  bottom:auto;
  height:calc(90% - 68px);
}
.hero-bg-video{
  --hero-video-left-crop:clamp(10rem,12vw,15rem);
  left:calc(var(--hero-video-left-crop) * -1);
  right:auto;
  width:calc(100% + var(--hero-video-left-crop));
  max-width:none;
}

@media(max-width:980px){
  .hero{
    --hero-frame-left:0px;
    min-height:100svh;
  }
  .hero-bg-overlay{
    height:calc(90svh - 68px);
  }
  .hero-bg-video{
    --hero-video-left-crop:clamp(4.5rem,18vw,8rem);
  }
}

/* Services first-paint fix: these panels must be 95vh before accordion JS causes a reflow. */
@media(min-width:901px){
  body.page-services #main > section.service-list-panel{
    position:sticky;
    top:0;
    z-index:var(--panel-index,1);
    display:grid;
    align-content:center;
    min-height:95vh!important;
    height:95vh!important;
    max-height:95vh;
    overflow:hidden;
    padding-block:clamp(1rem,2.45vh,1.75rem)!important;
    transform:translateZ(0);
    box-shadow:0 -24px 60px rgba(6,21,42,.14);
  }

  body.page-services #main > section.service-list-panel.section-alt{
    background:radial-gradient(ellipse at 18% 0%,rgba(239,198,81,.08),transparent 30rem),linear-gradient(180deg,#F7F8FB 0%,var(--bg-alt) 100%);
  }
}

@media(max-width:900px){
  body.page-services #main > section.service-list-panel{
    position:relative;
    top:auto;
    height:auto!important;
    min-height:auto!important;
    max-height:none;
    overflow:visible;
  }
}

/* Unfurling scroll navigation adapted from the supplied reference. */
.nav-unfurl{
  background:linear-gradient(180deg,rgba(6,21,42,.66),rgba(6,21,42,.28));
  overflow:visible;
}
.nav-unfurl .nav-inner{
  max-width:1320px;
  height:var(--nav-h);
  position:relative;
}
.nav-unfurl .brand,
.nav-unfurl .nav-cta{
  position:relative;
  z-index:5;
}
.nav-unfurl .nav-cta{
  z-index:7;
}
.nav-unfurl .nav-links,
.nav-unfurl .burger{
  display:none!important;
}
.scrollnav{
  --shift:320px;
  position:absolute;
  left:50%;
  top:calc(var(--sat) + .43rem);
  z-index:6;
  width:min(760px,calc(100vw - 25rem));
  min-width:390px;
  min-height:68px;
  display:grid;
  place-items:center;
  perspective:900px;
  transform:translateX(-50%);
}
.scroll-toggle-wrap{
  grid-area:1/1;
  position:relative;
  z-index:4;
  display:grid;
  place-items:center;
  transform-origin:50% 62%;
  transition:transform .5s cubic-bezier(.34,1.5,.5,1) .82s,opacity .35s ease .82s;
}
.scrollnav.open .scroll-toggle-wrap{
  transform:rotateX(92deg) translateY(-10px) scale(.66);
  opacity:0;
  pointer-events:none;
  transition:transform .4s cubic-bezier(.55,-.2,.8,.2),opacity .3s ease .06s;
}
.scroll-halo{
  grid-area:1/1;
  width:calc(100% + 20px);
  height:calc(100% + 20px);
  border:1px solid rgba(239,198,81,.46);
  border-radius:999px;
  pointer-events:none;
  opacity:0;
  animation:scroll-halo 3.4s ease-in-out infinite;
}
@keyframes scroll-halo{0%,100%{transform:scale(.92);opacity:0}50%{transform:scale(1.16);opacity:.35}}
.scroll-toggle{
  grid-area:1/1;
  position:relative;
  display:flex;
  align-items:center;
  gap:.85rem;
  padding:.9rem 1.55rem .9rem 1.35rem;
  border:0;
  border-radius:14px;
  color:var(--navy);
  background:linear-gradient(180deg,#F9DA75 0%,var(--gold-light) 42%,var(--gold) 100%);
  box-shadow:0 14px 32px -8px rgba(222,164,44,.45),0 4px 10px -4px rgba(0,0,0,.5),inset 0 1px 0 rgba(255,244,205,.85),inset 0 -2px 5px rgba(120,74,8,.35);
  font-family:var(--font-head);
  font-size:.75rem;
  font-weight:800;
  letter-spacing:.28em;
  text-transform:uppercase;
  transition:transform .22s ease,box-shadow .25s ease,filter .25s ease;
}
.scroll-toggle:hover{
  transform:translateY(-2px);
  filter:brightness(1.045);
  box-shadow:0 18px 40px -8px rgba(230,175,52,.55),0 6px 12px -4px rgba(0,0,0,.5),inset 0 1px 0 rgba(255,244,205,.9),inset 0 -2px 5px rgba(120,74,8,.32);
}
.scroll-toggle:active{transform:translateY(1px) scale(.985)}
.scroll-burger{
  display:flex;
  flex-direction:column;
  gap:4.5px;
  width:21px;
}
.scroll-burger i{
  display:block;
  height:2.6px;
  width:100%;
  border-radius:2px;
  background:var(--navy);
  transition:width .3s cubic-bezier(.2,.9,.3,1.4);
}
.scroll-burger i:nth-child(2){width:60%}
.scroll-toggle:hover .scroll-burger i:nth-child(2){width:100%}
.scrollwrap{
  grid-area:1/1;
  position:relative;
  z-index:3;
  width:100%;
  display:grid;
  place-items:center;
  visibility:hidden;
  pointer-events:none;
  transition:visibility 0s linear 1.1s;
}
.scrollnav.open .scrollwrap{
  visibility:visible;
  pointer-events:auto;
  transition-delay:0s;
}
.scroll-panel-nav{
  position:relative;
  width:100%;
  height:clamp(54px,6vw,64px);
  border-radius:18px;
  background:repeating-linear-gradient(180deg,rgba(255,255,255,.014) 0 1px,transparent 1px 4px),linear-gradient(180deg,rgba(41,68,118,.92),rgba(18,34,66,.96) 58%,rgba(9,31,62,.98));
  box-shadow:0 24px 46px -14px rgba(0,0,0,.65),0 0 48px -12px rgba(239,198,81,.3),inset 0 1px 0 rgba(247,211,106,.28),inset 0 -1px 0 rgba(0,0,0,.55),inset 0 0 0 1px rgba(122,152,212,.1);
  clip-path:inset(0 50% 0 50% round 18px);
  transition:clip-path .72s cubic-bezier(.8,0,.2,1) .3s;
}
.scrollnav.open .scroll-panel-nav{
  clip-path:inset(0 0 0 0 round 18px);
  transition-delay:.14s;
}
.scroll-curl{
  position:absolute;
  top:0;
  bottom:0;
  width:clamp(34px,6vw,60px);
  pointer-events:none;
}
.scroll-curl-l{left:0;border-radius:18px 0 0 18px;background:linear-gradient(90deg,rgba(4,9,20,.5),rgba(4,9,20,.16) 46%,transparent)}
.scroll-curl-r{right:0;border-radius:0 18px 18px 0;background:linear-gradient(270deg,rgba(4,9,20,.5),rgba(4,9,20,.16) 46%,transparent)}
.scroll-sheen{
  position:absolute;
  top:-6px;
  bottom:-6px;
  left:-14%;
  width:90px;
  transform:skewX(-18deg);
  pointer-events:none;
  opacity:0;
  background:linear-gradient(90deg,transparent,rgba(239,198,81,.42),transparent);
}
.scrollnav.open .scroll-sheen{animation:scroll-sheen 1s ease-out .58s both}
@keyframes scroll-sheen{0%{left:-14%;opacity:0}18%{opacity:.5}60%{opacity:.3}100%{left:112%;opacity:0}}
.scroll-roller{
  position:absolute;
  top:50%;
  width:22px;
  height:clamp(88px,11vw,106px);
  border-radius:11px;
  z-index:4;
  pointer-events:none;
  opacity:0;
  background:linear-gradient(180deg,rgba(255,255,255,.3),transparent 20%,transparent 80%,rgba(0,0,0,.38)),linear-gradient(90deg,#7a5210,#c9962c 22%,#f7d36a 50%,#c9962c 78%,#6b4306);
  box-shadow:0 10px 22px -6px rgba(0,0,0,.65),0 0 26px -6px rgba(239,198,81,.55),inset 0 0 0 1px rgba(255,235,180,.28);
  transition:transform .72s cubic-bezier(.8,0,.2,1) .3s,opacity .3s ease .78s;
}
.scroll-roller::before,.scroll-roller::after{
  content:"";
  position:absolute;
  left:50%;
  transform:translateX(-50%);
  width:13px;
  height:13px;
  border-radius:50%;
  background:radial-gradient(circle at 35% 30%,#fff3be,#d8a231 58%,#8a5c12);
  box-shadow:0 3px 7px -2px rgba(0,0,0,.7),inset 0 1px 1px rgba(255,246,214,.8);
}
.scroll-roller::before{top:-8px}
.scroll-roller::after{bottom:-8px}
.scroll-roller-l{left:0;transform:translate(var(--shift),-50%) scale(.5)}
.scroll-roller-r{right:0;transform:translate(calc(var(--shift) * -1),-50%) scale(.5)}
.scrollnav.open .scroll-roller{
  opacity:1;
  transform:translate(0,-50%) scale(1);
  transition:transform .72s cubic-bezier(.8,0,.2,1) .14s,opacity .28s ease .14s;
}
.scroll-links{
  position:relative;
  z-index:2;
  display:flex;
  align-items:center;
  justify-content:center;
  height:100%;
  margin:0;
  padding:0 clamp(8px,2vw,22px);
  list-style:none;
  perspective:700px;
}
.scroll-item{
  opacity:0;
  filter:blur(6px);
  transition:opacity .3s ease calc((2 - var(--d)) * .06s),transform .34s cubic-bezier(.55,0,.85,.35) calc((2 - var(--d)) * .06s),filter .3s ease calc((2 - var(--d)) * .06s);
}
.scroll-item.l{transform-origin:100% 50%;transform:rotateY(-74deg) translateX(12px)}
.scroll-item.r{transform-origin:0% 50%;transform:rotateY(74deg) translateX(-12px)}
.scrollnav.open .scroll-item{
  opacity:1;
  transform:none;
  filter:blur(0);
  transition:opacity .5s ease calc(.36s + var(--d) * .1s),transform .62s cubic-bezier(.2,1.25,.32,1) calc(.36s + var(--d) * .1s),filter .45s ease calc(.36s + var(--d) * .1s);
}
.scroll-item a{
  position:relative;
  display:block;
  white-space:nowrap;
  padding:.55em clamp(7px,1.2vw,13px);
  color:#DBEAFE;
  font-family:var(--font-head);
  font-weight:800;
  font-size:clamp(.48rem,1vw,.72rem);
  letter-spacing:clamp(.06em,.22vw,.18em);
  text-transform:uppercase;
  transition:color .25s ease,transform .25s ease,text-shadow .25s ease;
}
.scroll-item a::after{
  content:"";
  position:absolute;
  left:14%;
  right:14%;
  bottom:2px;
  height:2px;
  border-radius:2px;
  transform:scaleX(0);
  background:linear-gradient(90deg,transparent,var(--gold-light),transparent);
  box-shadow:0 0 12px rgba(239,198,81,.6);
  transition:transform .3s cubic-bezier(.2,.9,.3,1.3);
}
.scroll-item.is-current a{color:var(--gold-light)}
.scroll-item.is-current a::after{transform:scaleX(.42)}
.scroll-item a:hover,.scroll-item a:focus-visible{
  color:var(--gold-light);
  transform:translateY(-2px);
  text-shadow:0 0 20px rgba(239,198,81,.45);
}
.scroll-item a:hover::after,.scroll-item a:focus-visible::after{transform:scaleX(1)}
.scroll-crest{
  margin-inline:clamp(5px,1.2vw,14px);
  opacity:0;
  transform:scale(.15) rotate(210deg);
  transition:opacity .3s ease .18s,transform .34s cubic-bezier(.6,0,.9,.4) .18s;
}
.scrollnav.open .scroll-crest{
  opacity:1;
  transform:none;
  transition:opacity .4s ease .3s,transform .55s cubic-bezier(.25,1.4,.4,1) .3s;
}
.scroll-emblem{
  display:grid;
  place-items:center;
  padding:6px;
}
.scroll-diamond{
  width:clamp(31px,4vw,37px);
  height:clamp(31px,4vw,37px);
  rotate:45deg;
  border-radius:9px;
  display:grid;
  place-items:center;
  color:var(--navy);
  background:linear-gradient(135deg,#f8d76e,#e2ac35 55%,#c08420);
  box-shadow:0 6px 16px -4px rgba(226,172,53,.55),inset 0 1px 0 rgba(255,246,214,.85),inset 0 -2px 4px rgba(110,66,6,.4);
  transition:transform .35s cubic-bezier(.3,1.3,.4,1),box-shadow .3s ease;
}
.scroll-emblem:hover .scroll-diamond,.scroll-emblem:focus-visible .scroll-diamond{
  transform:scale(1.12);
  box-shadow:0 8px 22px -4px rgba(226,172,53,.7),inset 0 1px 0 rgba(255,246,214,.9),inset 0 -2px 4px rgba(110,66,6,.38);
}
.scroll-mark{
  grid-area:1/1;
  rotate:-45deg;
  display:grid;
  place-items:center;
  transition:opacity .25s ease,transform .25s ease;
}
.scroll-mark .ico{width:1.25rem;height:1.25rem}
.scroll-mark-x{opacity:0;transform:scale(.5) rotate(90deg)}
.scroll-emblem:hover .scroll-mark-brand,.scroll-emblem:focus-visible .scroll-mark-brand{opacity:0;transform:scale(.5) rotate(-90deg)}
.scroll-emblem:hover .scroll-mark-x,.scroll-emblem:focus-visible .scroll-mark-x{opacity:1;transform:none}
@media(max-width:1180px){
  .scrollnav{width:min(620px,calc(100vw - 18rem));min-width:330px}
  .nav-unfurl .nav-cta{padding-inline:.85rem;font-size:.68rem}
  .nav-unfurl .brand-sub{display:none}
}
@media(max-width:820px){
  .nav-unfurl .nav-inner{justify-content:center}
  .nav-unfurl .brand{position:absolute;left:clamp(1rem,4vw,2rem)}
  .nav-unfurl .nav-cta{display:none}
  .scrollnav{width:min(92vw,560px);min-width:0;top:calc(var(--sat) + .48rem)}
  .scroll-panel-nav{height:58px}
  .scroll-item a{font-size:clamp(.43rem,1.8vw,.62rem);padding-inline:clamp(4px,1.4vw,8px)}
  .scroll-crest{margin-inline:clamp(2px,1vw,7px)}
  .scroll-roller{width:18px;height:84px;border-radius:9px}
  .scroll-roller::before,.scroll-roller::after{width:11px;height:11px}
}
@media(max-width:520px){
  .nav-unfurl .brand .brand-name,.nav-unfurl .brand .brand-sub{display:none}
  .nav-unfurl .brand-mark{width:40px;height:40px}
  .scroll-toggle{padding:.78rem 1.2rem .78rem 1.05rem;font-size:.68rem;letter-spacing:.22em}
  .scrollnav.open{width:96vw}
  .scroll-panel-nav{height:56px;border-radius:15px}
  .scroll-item a{font-size:.45rem;letter-spacing:.05em;padding-inline:4px}
  .scroll-diamond{width:29px;height:29px;border-radius:8px}
}
@media(prefers-reduced-motion:reduce){
  .scroll-halo,.scroll-sheen{animation:none!important}
  .scroll-toggle-wrap,.scrollwrap,.scroll-panel-nav,.scroll-roller,.scroll-item,.scroll-crest,.scroll-diamond,.scroll-mark{
    transition-duration:.12s!important;
    transition-delay:0s!important;
  }
  .scroll-item.l,.scroll-item.r,.scroll-crest{transform:none;filter:none}
}

/* Requested exact-panel fit pass for inner pages. */
@media(min-width:901px){
  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel,
  body.page-services #main > section.service-list-panel.scroll-panel,
  body.page-why #main > section.scroll-panel,
  body.page-contact #main > section.scroll-panel{
    min-height:95vh!important;
    height:95vh!important;
    max-height:95vh;
    overflow:hidden;
    padding-block:clamp(1rem,2.45vh,1.75rem)!important;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .split{
    gap:clamp(1rem,2.4vw,2rem);
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel h2{
    font-size:clamp(1.35rem,3vh,1.85rem)!important;
    line-height:1.08;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel p{
    font-size:.82rem;
    line-height:1.42;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .mt-3{
    margin-top:.7rem;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .mt-2{
    margin-top:.45rem;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .btn-row{
    gap:.6rem;
    margin-top:.9rem;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .btn{
    padding:.66rem 1rem;
    font-size:.68rem;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .grid-2{
    gap:.7rem;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .f-card{
    padding:.88rem;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .f-card .icon-tile{
    width:36px;
    height:36px;
    margin-bottom:.45rem;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .f-card h3{
    font-size:.82rem;
    margin-bottom:.25rem;
  }

  body.page-about #main > section[aria-labelledby="who-h"].scroll-panel .f-card p{
    font-size:.74rem;
    line-height:1.33;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .section-head{
    margin-bottom:clamp(.55rem,1.35vh,.9rem)!important;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .section-head h2{
    font-size:clamp(1.25rem,2.65vh,1.75rem);
    margin-bottom:.35rem;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .eyebrow{
    margin-bottom:.35rem;
    font-size:.66rem;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .divider{
    width:46px;
    height:3px;
    margin-top:.45rem;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .acc-item{
    margin-bottom:.42rem;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .acc-btn{
    padding:.58rem .85rem;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .acc-btn .icon-tile{
    width:34px;
    height:34px;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .acc-btn h3{
    font-size:.82rem;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .acc-body{
    padding:0 .85rem .78rem calc(.85rem + 34px + .8rem);
    gap:.6rem;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .acc-body p,
  body.page-services #main > section.service-list-panel.scroll-panel .checklist li{
    font-size:.74rem;
    line-height:1.35;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .checklist{
    gap:.2rem;
  }

  body.page-services #main > section.service-list-panel.scroll-panel .btn-sm{
    padding:.42rem .7rem;
    font-size:.62rem;
  }

  body.page-why #main > section.scroll-panel .section-head{
    margin-bottom:clamp(.65rem,1.55vh,1rem)!important;
  }

  body.page-why #main > section.scroll-panel .section-head h2{
    font-size:clamp(1.28rem,2.8vh,1.85rem);
  }

  body.page-why #main > section.scroll-panel .split{
    gap:clamp(1rem,2.5vw,2rem);
  }

  body.page-why .why-pillar-panel .badge{
    font-size:.72rem;
    padding:.34rem .62rem;
  }

  body.page-why .why-pillar-panel h3{
    font-size:1.08rem!important;
    margin-top:.55rem!important;
  }

  body.page-why .why-pillar-panel .muted{
    font-size:.82rem;
    line-height:1.42;
  }

  body.page-why .why-pillar-panel .checklist{
    gap:.26rem;
    margin-top:.65rem;
  }

  body.page-why .why-pillar-panel .checklist li{
    font-size:.78rem;
    line-height:1.35;
  }

  body.page-why .why-pillar-panel .vm-card{
    padding:1.08rem;
  }

  body.page-why .why-pillar-panel .vm-card .ico-xl{
    width:1.7rem;
    height:1.7rem;
    margin-bottom:.55rem;
  }

  body.page-why #main > section[aria-labelledby="diff-h"] .grid-4{
    gap:.65rem;
  }

  body.page-why #main > section[aria-labelledby="diff-h"] .f-card{
    padding:.82rem;
  }

  body.page-why #main > section[aria-labelledby="diff-h"] .f-card .icon-tile{
    width:34px;
    height:34px;
    margin-bottom:.45rem;
  }

  body.page-why #main > section[aria-labelledby="diff-h"] .f-card h3{
    font-size:.78rem;
  }

  body.page-why #main > section[aria-labelledby="diff-h"] .f-card p{
    font-size:.68rem;
    line-height:1.3;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel{
    padding-block:.85rem!important;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel > .container-narrow{
    max-width:760px;
    max-height:calc(95vh - 1.7rem);
    margin-block:auto;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .contact-card{
    max-height:calc(95vh - 1.7rem);
    overflow:hidden;
    padding:.82rem 1rem;
    border-radius:16px;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel h2{
    font-size:1.08rem!important;
    margin-bottom:.15rem!important;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel h2 + p{
    font-size:.72rem!important;
    margin-bottom:.65rem!important;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .form-grid{
    gap:0 .75rem;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .field{
    margin-bottom:.42rem;
    gap:.18rem;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .field>label{
    font-size:.66rem;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .input,
  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel textarea.input{
    padding:.43rem .6rem;
    font-size:.76rem;
    border-radius:8px;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel textarea.input{
    min-height:52px;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .chip-select{
    gap:.22rem;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .chip{
    padding:.22rem .48rem;
    font-size:.62rem;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .checkbox-row{
    font-size:.64rem;
    line-height:1.25;
  }

  body.page-contact #main > section[aria-labelledby="form-h"].scroll-panel .btn-lg{
    padding:.58rem .9rem;
    font-size:.68rem;
    margin-top:.25rem!important;
  }
}

/* Homepage stacked scroll: each next panel rises over the current one. */
.page-home #main,
.page-home > .footer{
  isolation:isolate;
}
.page-home .scroll-panel{
  position:sticky;
  top:0;
  z-index:var(--panel-index,1);
  transform:translateZ(0);
}
.page-home .scroll-panel:not(.hero):not(.ticker){
  min-height:100vh;
  background:var(--bg);
  box-shadow:0 -24px 60px rgba(6,21,42,.14);
}
.page-home #main > section.scroll-panel{
  min-height:100vh;
  height:auto;
}
.page-home #main > .services-panel.scroll-panel{
  display:block;
  min-height:95vh;
  height:95vh;
  overflow:hidden;
  padding-block:clamp(.55rem,1.35vh,.9rem) clamp(.75rem,1.8vh,1.1rem);
  background:#fff;
}
.page-home #main > .services-panel.scroll-panel > .container{
  display:grid;
  align-content:start;
}
.page-home #main > .why-panel.scroll-panel,
.page-home #main > .process-panel.scroll-panel,
.page-home #main > .testimonials-panel.scroll-panel{
  min-height:95vh;
  height:95vh;
  overflow:hidden;
  display:grid;
  align-content:center;
  padding-block:clamp(1rem,2.4vh,1.6rem);
}
.page-home #main > .why-panel.scroll-panel .section-head,
.page-home #main > .process-panel.scroll-panel .section-head,
.page-home #main > .testimonials-panel.scroll-panel .section-head{
  margin-bottom:clamp(1.25rem,3vh,2rem);
}
.page-home #main > .why-panel.scroll-panel .section-head h2,
.page-home #main > .process-panel.scroll-panel .section-head h2,
.page-home #main > .testimonials-panel.scroll-panel .section-head h2{
  font-size:clamp(1.85rem,3.6vw,2.55rem);
}
.page-home #main > .why-panel.scroll-panel .grid,
.page-home #main > .process-panel.scroll-panel .process,
.page-home #main > .testimonials-panel.scroll-panel .grid{
  gap:clamp(1rem,2vw,1.35rem);
}
.page-home #main > .why-panel.scroll-panel .f-card,
.page-home #main > .process-panel.scroll-panel .process-step,
.page-home #main > .testimonials-panel.scroll-panel .t-card{
  padding:clamp(1.25rem,2vw,1.65rem);
}
.page-home #main > .why-panel.scroll-panel .f-card h3,
.page-home #main > .process-panel.scroll-panel .process-step h3{
  font-size:.98rem;
}
.page-home #main > .why-panel.scroll-panel .f-card p,
.page-home #main > .process-panel.scroll-panel .process-step p,
.page-home #main > .testimonials-panel.scroll-panel .t-card blockquote{
  font-size:.86rem;
  line-height:1.55;
}
.page-home .scroll-panel.section-alt{
  background:radial-gradient(ellipse at 18% 0%,rgba(239,198,81,.08),transparent 30rem),linear-gradient(180deg,#F7F8FB 0%,var(--bg-alt) 100%);
}
.page-home .scroll-panel.cta-band{
  background:linear-gradient(135deg,var(--navy),var(--navy-800));
}
.page-home #main > .cta-band.scroll-panel{
  background:
    radial-gradient(circle at 50% 0%,rgba(239,198,81,.22),transparent 20rem),
    radial-gradient(circle at 12% 70%,rgba(103,232,249,.12),transparent 18rem),
    linear-gradient(120deg,var(--navy) 0%,var(--navy-700) 58%,var(--navy-800));
  color:#fff;
}
.page-home #main > .cta-band.scroll-panel::before,
.page-home #main > .cta-band.scroll-panel::after{
  z-index:1;
}
.page-home #main > .cta-band.scroll-panel > .container{
  position:relative;
  z-index:2;
}
.page-home #main > .cta-band.scroll-panel h2{
  color:#fff;
}
.page-home #main > .cta-band.scroll-panel p{
  color:rgba(219,234,254,.84);
}
.page-home #main > .cta-band.scroll-panel .btn-outline{
  color:#E5F0FF;
  border-color:rgba(191,219,254,.52);
  background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.035));
}
.page-home #main > .stats-panel.scroll-panel{
  background:
    radial-gradient(circle at 18% 18%,rgba(239,198,81,.18),transparent 18rem),
    radial-gradient(circle at 84% 72%,rgba(103,232,249,.12),transparent 19rem),
    linear-gradient(135deg,var(--navy-900),var(--navy) 52%,var(--navy-800));
}
.page-home .scroll-panel.ticker{
  min-height:clamp(5.2rem,10svh,6.8rem);
  background:var(--navy-800);
}
.page-home .scroll-panel.footer{
  min-height:min(100svh,42rem);
}
.page-home > .footer.scroll-panel:not(.hero):not(.ticker){
  background:
    radial-gradient(circle at 18% 16%,rgba(239,198,81,.14),transparent 18rem),
    radial-gradient(circle at 82% 74%,rgba(103,232,249,.1),transparent 18rem),
    linear-gradient(180deg,var(--navy-800),var(--navy-900));
  color:#DBEAFE;
}
.page-home > .footer.scroll-panel .f-col h4,
.page-home > .footer.scroll-panel .brand-name{
  color:#fff;
}
.page-home > .footer.scroll-panel .brand-sub{
  color:var(--navy-200);
}
.page-home > .footer.scroll-panel .f-about,
.page-home > .footer.scroll-panel .f-links a,
.page-home > .footer.scroll-panel .f-contact li,
.page-home > .footer.scroll-panel .f-contact a{
  color:rgba(219,234,254,.76);
}
.page-home > .footer.scroll-panel .f-badge{
  color:var(--gold-light);
  background:linear-gradient(145deg,rgba(239,198,81,.17),rgba(200,146,42,.08));
}
.page-home > .footer.scroll-panel .social-btn{
  color:#DBEAFE;
  background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.035));
}
.page-home > .footer.scroll-panel .f-bottom{
  color:rgba(219,234,254,.62);
}
.page-home .scroll-panel:not(.hero):not(.ticker){
  display:grid;
  align-content:center;
}
.page-home > .footer.scroll-panel:not(.hero):not(.ticker){
  background:
    radial-gradient(circle at 18% 16%,rgba(239,198,81,.14),transparent 18rem),
    radial-gradient(circle at 82% 74%,rgba(103,232,249,.1),transparent 18rem),
    linear-gradient(180deg,var(--navy-800),var(--navy-900));
}

/* Responsive stacked panels: preserve content across common laptops, tablets, and phones. */
@media(max-height:760px) and (min-width:981px){
  .page-home #main > section.scroll-panel,
  .page-home .scroll-panel:not(.hero):not(.ticker){
    min-height:100vh;
  }
  .section{padding-block:clamp(2.6rem,6vh,4rem)}
  .section-tight{padding-block:clamp(2rem,4.8vh,3rem)}
  .section-head{margin-bottom:clamp(1.45rem,3.4vh,2.2rem)}
  .section-head h2{font-size:clamp(1.85rem,5.2vh,2.5rem)}
  .section-head p{font-size:.94rem;line-height:1.55}
  .services-panel .section-head{margin-bottom:clamp(1.1rem,2.6vh,1.55rem)}
  .services-panel .section-head h2{font-size:clamp(1.8rem,5.7vh,2.35rem)}
  .services-panel .section-head p{font-size:.82rem;line-height:1.45}
  .services-panel .grid-5{gap:.85rem 1rem}
  .services-panel .svc-mini{min-height:6.7rem;padding:.9rem .7rem}
  .services-panel .svc-mini .icon-tile{width:40px;height:40px}
  .services-panel .svc-mini h3{font-size:.76rem}
  .services-panel .center.mt-4{margin-top:.75rem}
  .stats-panel .stat{min-height:8.4rem;padding:1rem}
  .f-card,.process-step,.t-card{padding:1.35rem}
  .footer{padding-top:clamp(2.4rem,5vh,3.2rem)}
  .f-grid{gap:1.5rem;padding-bottom:2rem}
}

@media(max-width:1180px){
  .page-home #main > .services-panel.scroll-panel{
    padding-block:clamp(1.25rem,3vw,2rem);
    height:auto;
    overflow:visible;
  }
  .page-home #main > .why-panel.scroll-panel,
  .page-home #main > .process-panel.scroll-panel,
  .page-home #main > .testimonials-panel.scroll-panel{
    height:auto;
    overflow:visible;
  }
  .services-panel .grid-5{
    grid-template-columns:repeat(4,minmax(0,1fr));
  }
  .services-panel .svc-mini{
    min-height:7.2rem;
  }
  .process{grid-template-columns:repeat(2,minmax(0,1fr))}
}

@media(max-width:900px){
  .page-home .scroll-panel{
    position:relative;
    top:auto;
  }
  .page-home .scroll-panel:not(.hero):not(.ticker),
  .page-home #main > section.scroll-panel,
  .page-home > .footer.scroll-panel{
    min-height:auto;
  }
  .page-home #main > .services-panel.scroll-panel,
  .section,
  .section-tight,
  .cta-band{
    padding-block:clamp(3rem,8vw,4.5rem);
  }
  .page-home #main > .services-panel.scroll-panel{
    min-height:auto;
    height:auto;
    overflow:visible;
  }
  .page-home #main > .why-panel.scroll-panel,
  .page-home #main > .process-panel.scroll-panel,
  .page-home #main > .testimonials-panel.scroll-panel{
    min-height:auto;
    height:auto;
    overflow:visible;
  }
  .section-head{
    margin-bottom:clamp(2rem,6vw,3rem);
  }
  .section-head h2,
  .services-panel .section-head h2{
    font-size:clamp(1.75rem,6vw,2.4rem);
    max-width:18ch;
  }
  .section-head p,
  .services-panel .section-head p{
    font-size:.94rem;
  }
  .services-panel .grid-5{
    grid-template-columns:repeat(3,minmax(0,1fr));
    gap:1rem;
  }
  .grid-3,.grid-4,.grid-5{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
  .stats-panel .grid-4{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
  .stats-panel .stat{
    min-height:9.5rem;
  }
  .cta-band .btn-row{
    justify-content:center;
  }
}

@media(max-width:640px){
  .container{
    padding-inline:clamp(.9rem,4.5vw,1.25rem);
  }
  .section,
  .section-tight,
  .page-home #main > .services-panel.scroll-panel{
    padding-block:clamp(2.75rem,9vw,4rem);
  }
  .section-head{
    margin-bottom:1.8rem;
  }
  .eyebrow,
  .services-panel .eyebrow{
    font-size:.68rem;
    letter-spacing:.24em;
  }
  .section-head h2,
  .services-panel .section-head h2{
    font-size:clamp(1.55rem,8.5vw,2.05rem);
    max-width:16ch;
  }
  .section-head p,
  .services-panel .section-head p{
    font-size:.86rem;
    line-height:1.55;
  }
  .services-panel .grid-5,
  .grid-2,
  .grid-3,
  .grid-4,
  .grid-5,
  .stats-panel .grid-4,
  .process{
    grid-template-columns:1fr;
  }
  .services-panel .svc-mini{
    min-height:6.6rem;
    padding:1rem .9rem;
  }
  .services-panel .svc-mini h3{
    max-width:20ch;
  }
  .services-panel .btn-outline-navy,
  .cta-band .btn,
  .btn-row .btn{
    width:100%;
    min-width:0;
  }
  .btn-row{
    display:grid;
  }
  .stats-panel .stat{
    min-height:8rem;
  }
  .f-grid{
    gap:2rem;
  }
  .f-bottom{
    display:grid;
    justify-items:start;
  }
}

@media(prefers-reduced-motion:reduce){
  .page-home .scroll-panel{
    position:relative;
    min-height:auto;
    box-shadow:none;
  }
}

.page-home .scroll-panel .reveal,
.page-home .scroll-panel .reveal-l,
.page-home .scroll-panel .reveal-r,
.page-home .scroll-panel .reveal-s{
  opacity:1!important;
  transform:none!important;
}

/* Site-wide stacked panel rhythm for inner pages. */
body[class^="page-"]:not(.page-home) #main,
body[class^="page-"]:not(.page-home) > .footer{
  isolation:isolate;
}
body[class^="page-"]:not(.page-home) .scroll-panel{
  position:sticky;
  top:0;
  z-index:var(--panel-index,1);
  min-height:95vh;
  transform:translateZ(0);
  box-shadow:0 -24px 60px rgba(6,21,42,.14);
}
body[class^="page-"]:not(.page-home) #main > section.scroll-panel{
  background:var(--bg);
}
body[class^="page-"]:not(.page-home) #main > section.section-alt.scroll-panel{
  background:radial-gradient(ellipse at 18% 0%,rgba(239,198,81,.08),transparent 30rem),linear-gradient(180deg,#F7F8FB 0%,var(--bg-alt) 100%);
}
body[class^="page-"]:not(.page-home) #main > .cta-band.scroll-panel{
  background:
    radial-gradient(circle at 50% 0%,rgba(239,198,81,.22),transparent 20rem),
    radial-gradient(circle at 12% 70%,rgba(103,232,249,.12),transparent 18rem),
    linear-gradient(120deg,var(--navy) 0%,var(--navy-700) 58%,var(--navy-800));
}
body[class^="page-"]:not(.page-home) #main > section.scroll-panel,
body[class^="page-"]:not(.page-home) #main > .banner.scroll-panel,
body[class^="page-"]:not(.page-home) > .footer.scroll-panel{
  min-height:95vh;
}
body[class^="page-"]:not(.page-home) #main > section.scroll-panel{
  display:grid;
  align-content:center;
}
body[class^="page-"]:not(.page-home) #main > .banner.scroll-panel{
  display:grid;
  align-content:center;
  padding-block:clamp(2.5rem,5vh,4rem);
}
body.page-about:not(.page-home) #main > .banner.scroll-panel,
body.page-services:not(.page-home) #main > .banner.scroll-panel,
body.page-why:not(.page-home) #main > .banner.scroll-panel,
body.page-contact:not(.page-home) #main > .banner.scroll-panel{
  min-height:23vh;
  height:23vh;
  padding-block:calc(var(--nav-h) + var(--sat) + .6rem) .9rem;
  overflow:hidden;
}
body[class^="page-"]:not(.page-home) .scroll-panel .reveal,
body[class^="page-"]:not(.page-home) .scroll-panel .reveal-l,
body[class^="page-"]:not(.page-home) .scroll-panel .reveal-r,
body[class^="page-"]:not(.page-home) .scroll-panel .reveal-s{
  opacity:1!important;
  transform:none!important;
}
body[class^="page-"]:not(.page-home) #main > .cta-band.scroll-panel,
body[class^="page-"]:not(.page-home) > .footer.scroll-panel{
  color:#fff;
}
body[class^="page-"]:not(.page-home) > .footer.scroll-panel{
  background:
    radial-gradient(circle at 18% 16%,rgba(239,198,81,.14),transparent 18rem),
    radial-gradient(circle at 82% 74%,rgba(103,232,249,.1),transparent 18rem),
    linear-gradient(180deg,var(--navy-800),var(--navy-900));
}
body[class^="page-"]:not(.page-home) .section-head{
  margin-bottom:clamp(1.6rem,3.4vh,2.4rem);
}

@media(max-height:760px) and (min-width:981px){
  body[class^="page-"]:not(.page-home) .scroll-panel,
  body[class^="page-"]:not(.page-home) #main > section.scroll-panel,
  body[class^="page-"]:not(.page-home) #main > .banner.scroll-panel,
  body[class^="page-"]:not(.page-home) > .footer.scroll-panel{
    min-height:95vh;
  }
  body[class^="page-"]:not(.page-home) #main > section.scroll-panel{
    padding-block:clamp(1.8rem,4.5vh,3rem);
  }
  body.page-about #main > .banner.scroll-panel,
  body.page-services #main > .banner.scroll-panel,
  body.page-why #main > .banner.scroll-panel,
  body.page-contact #main > .banner.scroll-panel{
    min-height:23vh;
    height:23vh;
    padding-block:calc(var(--nav-h) + var(--sat) + .45rem) .75rem;
  }
  body[class^="page-"]:not(.page-home) .f-card,
  body[class^="page-"]:not(.page-home) .info-tile,
  body[class^="page-"]:not(.page-home) .acc-item{
    padding-block:1rem;
  }
}

@media(max-width:900px){
  body[class^="page-"]:not(.page-home) .scroll-panel{
    position:relative;
    top:auto;
    min-height:auto;
  }
  body[class^="page-"]:not(.page-home) #main > section.scroll-panel,
  body[class^="page-"]:not(.page-home) #main > .banner.scroll-panel,
  body[class^="page-"]:not(.page-home) > .footer.scroll-panel{
    min-height:auto;
  }
  body[class^="page-"]:not(.page-home) #main > section.scroll-panel,
  body[class^="page-"]:not(.page-home) #main > .banner.scroll-panel{
    display:block;
    padding-block:clamp(3rem,8vw,4.5rem);
  }
  body.page-about #main > .banner.scroll-panel,
  body.page-services #main > .banner.scroll-panel,
  body.page-why #main > .banner.scroll-panel,
  body.page-contact #main > .banner.scroll-panel{
    height:auto;
    min-height:auto;
  }
}

@media(min-width:901px){
  body.page-about #main > .banner.scroll-panel,
  body.page-services #main > .banner.scroll-panel,
  body.page-why #main > .banner.scroll-panel,
  body.page-contact #main > .banner.scroll-panel{
    min-height:23vh!important;
    height:23vh!important;
    padding-block:calc(var(--nav-h) + var(--sat) + .22rem) .45rem!important;
    overflow:hidden;
  }

  body.page-about #main > .banner.scroll-panel .crumbs,
  body.page-services #main > .banner.scroll-panel .crumbs,
  body.page-why #main > .banner.scroll-panel .crumbs,
  body.page-contact #main > .banner.scroll-panel .crumbs{
    display:none;
  }

  body.page-about #main > .banner.scroll-panel h1,
  body.page-services #main > .banner.scroll-panel h1,
  body.page-why #main > .banner.scroll-panel h1,
  body.page-contact #main > .banner.scroll-panel h1{
    font-size:clamp(1.35rem,3.1vh,1.75rem);
    line-height:1.08;
    max-width:34ch;
  }

  body.page-about #main > .banner.scroll-panel p,
  body.page-services #main > .banner.scroll-panel p,
  body.page-why #main > .banner.scroll-panel p,
  body.page-contact #main > .banner.scroll-panel p{
    margin-top:.32rem;
    max-width:72ch;
    font-size:clamp(.72rem,1.7vh,.86rem);
    line-height:1.35;
  }
}

/* Inner page 95vh content-fit tuning. Keep laptop panels complete, let touch sizes breathe. */
@media(min-width:901px){
  body.page-about #main > section.scroll-panel,
  body.page-services #main > section.scroll-panel,
  body.page-why #main > section.scroll-panel,
  body.page-contact #main > section.scroll-panel{
    min-height:95vh!important;
    height:95vh!important;
    overflow:hidden;
    padding-block:clamp(1.35rem,3.1vh,2.25rem)!important;
  }

  body.page-about #main > .cta-band.scroll-panel,
  body.page-services #main > .cta-band.scroll-panel,
  body.page-why #main > .cta-band.scroll-panel{
    padding-block:clamp(1.6rem,3.5vh,2.75rem)!important;
  }

  body.page-about #main > section.scroll-panel > .container,
  body.page-services #main > section.scroll-panel > .container,
  body.page-why #main > section.scroll-panel > .container,
  body.page-contact #main > section.scroll-panel > .container{
    width:min(100%,1180px);
  }

  body.page-about .section-head,
  body.page-services .section-head,
  body.page-why .section-head,
  body.page-contact .section-head{
    margin-bottom:clamp(.9rem,2.2vh,1.55rem)!important;
  }

  body.page-about .section-head h2,
  body.page-services .section-head h2,
  body.page-why .section-head h2,
  body.page-contact .section-head h2{
    font-size:clamp(1.55rem,3.2vh,2.2rem);
    margin-bottom:.55rem;
  }

  body.page-about .section-head p,
  body.page-services .section-head p,
  body.page-why .section-head p,
  body.page-contact .section-head p{
    font-size:.9rem;
    line-height:1.45;
  }

  body.page-about .split,
  body.page-contact .split,
  body.page-why .split{
    gap:clamp(1.25rem,3vw,2.5rem);
  }

  body.page-about .f-card,
  body.page-services .f-card,
  body.page-why .f-card,
  body.page-contact .f-card{
    padding:clamp(1rem,2.1vh,1.35rem);
  }

  body.page-about .f-card h3,
  body.page-services .f-card h3,
  body.page-why .f-card h3,
  body.page-contact .f-card h3{
    font-size:.94rem;
    margin-bottom:.35rem;
  }

  body.page-about .f-card p,
  body.page-services .f-card p,
  body.page-why .f-card p,
  body.page-contact .f-card p,
  body.page-why .checklist li{
    font-size:.82rem;
    line-height:1.42;
  }

  body.page-about .icon-tile,
  body.page-services .icon-tile,
  body.page-why .icon-tile,
  body.page-contact .icon-tile{
    width:44px;
    height:44px;
    border-radius:12px;
    margin-bottom:.75rem;
  }

  body.page-about .vm-card,
  body.page-why .vm-card{
    padding:clamp(1.25rem,2.8vh,1.85rem);
  }

  body.page-about .vm-card h3,
  body.page-why .vm-card h3{
    font-size:1.08rem;
  }

  body.page-about .vm-card p,
  body.page-why .vm-card p{
    font-size:.9rem;
    line-height:1.45;
  }

  body.page-about .person-photo{
    width:clamp(86px,14vh,112px);
    height:clamp(86px,14vh,112px);
    margin-bottom:.75rem;
  }

  body.page-about .person h4{
    font-size:.9rem;
  }

  body.page-about .person p{
    font-size:.76rem;
  }

  body.page-services .service-list-panel .container-narrow{
    max-width:940px;
  }

  body.page-services .service-list-panel .acc-item{
    margin-bottom:.55rem;
    border-radius:12px;
  }

  body.page-services .service-list-panel .acc-btn{
    gap:.8rem;
    padding:.72rem 1rem;
  }

  body.page-services .service-list-panel .acc-btn .icon-tile{
    width:38px;
    height:38px;
    margin:0;
  }

  body.page-services .service-list-panel .acc-btn h3{
    font-size:.9rem;
  }

  body.page-services .service-list-panel .acc-body{
    gap:.8rem;
    padding:0 1rem 1rem calc(1rem + 38px + .8rem);
  }

  body.page-services .service-list-panel .acc-body p,
  body.page-services .service-list-panel .checklist li{
    font-size:.8rem;
    line-height:1.42;
  }

  body.page-services .service-list-panel .checklist{
    gap:.28rem;
  }

  body.page-services .service-list-panel .acc-actions{
    gap:.55rem;
  }

  body.page-services .service-list-panel .btn-sm{
    padding:.5rem .85rem;
    font-size:.68rem;
  }

  body.page-services .service-list-panel .center.mt-4{
    margin-top:.7rem;
  }

  body.page-why .why-pillar-panel h3{
    font-size:1.22rem!important;
    margin-top:.75rem!important;
  }

  body.page-why .why-pillar-panel .muted{
    font-size:.9rem;
    line-height:1.52;
  }

  body.page-why .why-pillar-panel .checklist{
    gap:.38rem;
  }

  body.page-why #main > section[aria-labelledby="diff-h"] .grid-4{
    gap:.85rem;
  }

  body.page-why #main > section[aria-labelledby="wt-testi-h"] .t-card{
    padding:1.35rem;
  }

  body.page-why #main > section[aria-labelledby="wt-testi-h"] .t-card blockquote{
    font-size:.86rem;
    line-height:1.45;
  }

  body.page-contact #main > section[aria-label="Contact channels"] .grid-4{
    gap:.85rem;
  }

  body.page-contact .info-tile{
    padding:.95rem;
    gap:.75rem;
  }

  body.page-contact .info-tile .icon-tile{
    width:38px;
    height:38px;
    margin:0;
  }

  body.page-contact .info-tile h3{
    font-size:.84rem;
  }

  body.page-contact .info-tile p,
  body.page-contact .info-tile a{
    font-size:.78rem;
    line-height:1.45;
  }

  body.page-contact .contact-card{
    padding:clamp(1rem,2.1vh,1.45rem);
  }

  body.page-contact .field{
    gap:.25rem;
    margin-bottom:.65rem;
  }

  body.page-contact .field>label{
    font-size:.72rem;
  }

  body.page-contact .input,
  body.page-contact select.input,
  body.page-contact textarea.input{
    padding:.58rem .78rem;
    font-size:.82rem;
    border-radius:9px;
  }

  body.page-contact textarea.input{
    min-height:74px;
  }

  body.page-contact .chip-select{
    gap:.32rem;
  }

  body.page-contact .chip{
    padding:.3rem .62rem;
    font-size:.7rem;
  }

  body.page-contact .checkbox-row{
    font-size:.72rem;
    line-height:1.36;
  }

  body.page-contact .btn-lg{
    padding:.75rem 1.25rem;
    font-size:.76rem;
  }

  body.page-contact .map-frame{
    height:min(54vh,390px);
    border-radius:16px;
  }
}

@media(max-width:1180px) and (min-width:901px){
  body.page-about .grid-4,
  body.page-services .grid-4,
  body.page-why .grid-4,
  body.page-contact .grid-4{
    grid-template-columns:repeat(4,minmax(0,1fr));
    gap:.85rem;
  }

  body.page-about .grid-3,
  body.page-services .grid-3,
  body.page-why .grid-3,
  body.page-contact .grid-3{
    gap:.9rem;
  }

  body.page-contact .contact-card{
    max-width:820px;
    margin-inline:auto;
  }
}

@media(max-width:900px){
  body.page-about #main > section.scroll-panel,
  body.page-services #main > section.scroll-panel,
  body.page-why #main > section.scroll-panel,
  body.page-contact #main > section.scroll-panel{
    height:auto!important;
    overflow:visible;
  }

  body.page-services .service-list-panel .section-head{
    margin-bottom:1.8rem!important;
  }

  body.page-about:not(.page-home) #main > .banner.scroll-panel,
  body.page-services:not(.page-home) #main > .banner.scroll-panel,
  body.page-why:not(.page-home) #main > .banner.scroll-panel,
  body.page-contact:not(.page-home) #main > .banner.scroll-panel{
    height:auto!important;
    min-height:auto!important;
    overflow:visible;
    padding-block:calc(var(--nav-h) + var(--sat) + 1.5rem) 2rem!important;
  }
}

/* Homepage hero caption rail: sit at the bottom of the video frame. */
.page-home .hero{
  align-items:stretch;
}
.page-home .hero > .hero-inner{
  position:absolute;
  left:0;
  right:0;
  bottom:calc(.75rem + var(--sab));
  z-index:3;
  width:100%;
  max-width:1200px;
  min-height:auto!important;
  padding-top:0!important;
  padding-bottom:0!important;
  display:grid;
  align-items:end;
}
.page-home .hero .hero-copy{
  margin:0 auto;
}

@media(max-width:980px){
  .page-home .hero > .hero-inner{
    bottom:calc(.65rem + var(--sab));
    padding-inline:clamp(.75rem,3vw,1rem);
  }
}